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l!':, = c: ("'; ~'!',;~ ~~~ and the local governments are required to implement a provision not commonly used. FEMA can assist the communities by providing information during the recovery and reconstruction period. Action Agency: Federal Emergency Management Agency State floodplain management coordinators Financing: None required Schedule: Visit communities within 30 days WORK ELEMENT #8 The Arizona and California State Insurance Commissions should investi ate- the ossibility of requiring pr~vate ~nsurers to clarify under what circumsta~ces the~r po ~c~es w~ re~ urse mo ~ e orne o~ers for removal of their homes from a flood threatened area prior ~~Qtual event. Background: Currently, it is unclear if private insurers will reimburse the cost of removing mobile homes from a flood threatened location. They will, however, pay flood damage claims for mobile homes many times the cost of simple removal. Consequently, there is little or no incentive for a mobile home owner to assume the cost of moving his home from danger of a flood that mayor may not occur. Action Agency: State Hazard Mitigation Coordinators Financing: None required Schedule: Contact State insurance commissioners within 30 days. This work element should be included in the States' Hazard Mitigation Plan, required by Section 406, P.L. 93-288. WORK ELEMENT #9 The cities and counties which have not enacted development requla- tions such as __~l!i!.9:il'l.(~Lc:..~<,!gl?__or_ zon:i,,~ ordinances should adopt such_requlations and implemen1;<ltiQILm.aaJiUreS as necessary fnr prn- dent d~yelopment. AND WORK ELEMENT #10 The cities and counties should enforce building codes and other development requirements to assure that unwise, unsafe and improper 23