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<br /> <br />{::/:::::::::}:::::~:~:;::::::: <br />;::::;?>:<;:;::::i;:::::::~\ <br />}:::>::~:>::::}::::}?:: <br />:})iti!}/iIIf[::/ <br /> <br />II <br />..................... .-......... ::::~::::::.-:.:..:.:...... <br />:::::::::::::::::::::::::::::::::::::::::::::.:-:........ . <br /> <br />This manual is designed for local floodplain administrators who must <br />comply with state law and the requirements of the National Flood <br />Insurance Program (NFIP), It describes items a community should con- <br />sider when implementing a floodplain management program and offers <br />suggestions for administering local floodplain regulations, <br /> <br />A. Floods and Floodplain Zoning <br /> <br />While there always have been and always will be floods, there were <br />few flood probiems until people began occupying floodplains, Yearly <br />flood damages across the nation have steadily increased as develop- <br />ment has continued to encroach on floodplains, This has occurred in <br />spite of billions of dollars spent on structural measures to try to "con- <br />trol" floods, <br />Fioods are natural occurrences, Ancient civilizations learned to live <br />with, and even depend upon the river's yearly spring flooding to enrich <br />the floodplain, Modern civilization has converted the use of many flood- <br />plains from agriculture and open space to residential, industrial, and <br />commercial uses, As more people settle on the floodplain, we build <br />dams, channels and levees to protect people and their property from <br />flood hazards, But these structures are costly and not always effective, <br />Recent management efforts have sought to control development and <br />construction within floodplains rather than to control the river, Zoning <br />and other nonstructural techniques have become the favored and most <br />cost effective measures to prevent flood damages, <br />Many persons argue for their right to live wherever they please - <br />including floodplains and other hazardous locations, They argue that <br />they build on fioodplains at their own risk, But once settled, these peo- <br />ple demand residential amenities - roads, sewers, utilities, and emer, <br />gency services, After they experience a flood, they turn to the Federal <br />Emergency Management Agency, the Army Corps of Engineers or other <br />Federal or State agencies for protective dikes, levees and dams, It's not <br />only individuals who pay for these services and structures, but the <br />general public, <br /> <br />Taxpayers share the costs of: <br /> <br />. flood control projects, <br />. rescue, relief, and emergency preparedness, <br />. repairs to streets, bridges and utilities and <br />. Federal loans and grants to rebuild flood damaged structures, <br /> <br />In addition, local communities bear costs for: <br /> <br />. income lost during business interruptions, <br />. their non-Federal share of disaster relief, <br />. loss of tax base from flood blight areas and <br />. money shunted to flood rehabilitation rather than invested in <br />new economic development. <br />