FLOOD04311

• County: Pueblo
• Community: Pueblo
• Stream Name: Fountain Creek
• Basin: Arkansas
• Title: Pueblo Fountain Creek Flood Control Community File
• Date: 1/1/2001
• Prepared For: CWCB
• Prepared By: CWCB
• Floodplain - Doc Type: Community File

Glossary of Terms

lOO-Year Floodplain -

The land in the floodplain within a
community subject to a one percent or
greater chance of flooding in any given
year.

lOO-Year Flood Water Surface Elevation - The projected height in
relation to Mean Sea Level reached by a
IOO-year or one percent flood.

lOO-Year Flood Water Surface Profile - A graphic depiction, in
side view, of the lOO-Year Flood Water
Surface Elevations along the center line
of the stream.

National Flood Insurance Program - (NFIP) A Federally sponsored
program whereby flood insurance is made
available to property owners at low rates
in return for agreement by participating
communities to manage floodplain
development in accordance with Federal
requirements.

Emergency Phase - The enactment of NFIP on an emergency
basis to provide a first layer amount of
insurance on all insurable structures
before the effective date of the Flood
Insurance Rate Map at subsidized rates.

Regular Phase - The enactment of NFIP on a regular basis
after the effective date of the Flood
Insurance Rate Map (FIRM). Actuarial
rates are required for first layer
coverage for all new construction and
substantial improvements started on or
after the effective date of the FIRM.
All structures, were constructed before
the effective date of the FIRM are
eligible for first layer coverage at
subsidized rates or actuarial rates,
whichever are lower. Regardless of date
of construction, rates are always
required for second layer coverage, and
such coverage is offered only after a
risk study for the community has been
completed.

Flood Insurance Rates - The premium rates a property owner must
pay to insure his property against flood
damage.

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