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<br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br /> <br />tion of techniques for controlling this source of pollution. In 1972, amend- <br />ments placed new and stronger emphasis on urban runoff as a source of <br />pollution. .An accelerated effort. . .. is stressed .. . . to develop, <br />refine, and achieve practical application of waste management methods <br />applicable to nonpoint sources of pollutants to eliminate the discharge of <br />pollutants including, but not limited to, elimination of runoff pollutants.... <br /> <br />implementation of non-structural solutions in dealing with flood hazards. <br />Non-structural solutions include such items as: <br /> <br />Common sources of water pollutants i nc I ude: demo I it i on and construct i on <br />operat ions; I and gradi ng and excavat i on; soil eros i on from wi nd and water; <br />material stockpiles; salt used for ice removal; litter; oil and other <br />droppings from motor vehicles; fertilizers and pesticides; leaves and grass <br />clippings; dumping of waste materials in storm sewers; neglected maintenance <br />of catch basins, etc. Data collection efforts have been undertaken in the <br />Denver Metropolitan area by the U.S.G.S. under the joint sponsorship of the <br />Urban Drainage and Flood Control District, the Denver Regional Council of <br />Governments, and the Denver Water Board. The studies, undertaken in 1976 and <br />1977, indicated that the major components of local stormwater pollution are <br />organi c compounds, heavy meta Is, oil s and greases. Concentrat ions of these <br />pollutants vary, but preliminary indications are that organics are <br />approximately equivalent to secondary sewage treatment effluent and the heavy <br />metals, oils and greases are predominately in the form of suspended solids. <br /> <br />1. The enactment of comprehens i ve fl oodpl ai n management regul at ions to <br />control and protect future floodplain development. <br />2. The purchase of flood insurance by property owners affected by flood <br />hazards. <br />3. FI oodproofi ng of exi st i ng st ructures and contents to el imi nate or <br />reduce the flood damage potential. <br />4. Development of a flood warning system and evacuation plans. <br /> <br />Floodplain regulations have become familiar to many communities since Congress <br />passed the Flood Disaster Protection Act of 1973 (P.L. 93-234). The federal <br />lending restrictions associated with the Act forced many communities to enroll <br />in the National Flood Insurance Program and to begin enforcing, to some <br />degree, floodplain management regulations. The Act also prohibited use of <br />federal disaster assistance in non-participating communities, should a flood <br />disaster occur. The basic intent of most floodplain regulations is to require <br />that new construction be protected from the 100-year flood and that such <br />construction not increase flood levels significantly. <br /> <br />Golden is currently participating in the emergency phase of the National Flood <br />Insurance Program and will soon be converted to the Regular Program. <br /> <br />This study recognizes the positive impacts on water quality in the design of <br />detention basins, lined channels and drop structures. Other factors which <br />would improve water quality are beyond the scope of flood control planning. <br />Local governments would do well to consider regulations which recognize <br />sediment and erosion control as a problem, and require land development and <br />construction practices to adhere to standards which minimize adverse impacts. <br />In addition, a comprehensive maintenance program could be developed for <br />streets and storm sewers which would further benefit water quality concerns. <br /> <br />Flood insurance is available to all property owners in Golden. An individual <br />does not have to be located in a .floodplain. in order to purchase insurance. <br />Many flood-related damages occur in areas which are not designated as special <br />flood hazard areas by the federal government. The purchase of flood insurance <br />wi 11 not reduce the fl ood hazard but wi 11 protect the property owner from <br />personal financial disaster should a major flood loss occur. Property owners <br />should be aware that standard casualty insurance policies do not cover flood <br />losses and that flood insurance pol icies cover losses to the structure and <br />contents separately. <br /> <br />Floodplain Management <br /> <br />Floodproofing can be classified in four major categories: <br /> <br />The term floodplain management, as it is commonly used today, refers to the <br /> <br />VI-5 <br />