a0 ZOOZ SCn TIABANK ANNUAL REPnRr
<br />Consolidated Statement of Income
<br />Fa tM year ended Oaoba 31 I7 mill'wnsl 200x gem 2000
<br />• INTEREST INCOME
<br />Loara S 10,708 $ 13,049 $ 12,129
<br />Securities 3,087 3,062 2,286
<br />Deposits with banks 573 872 916
<br /> 14,368 16.983 15,331
<br />INTEREST E%PENSE
<br />Deposits
<br />Subordinated debemures
<br />Other
<br />Net interest income
<br />PfOViSion for Cfetlit IOSSes (Note 5 b antl No[¢ 23)
<br />Net interest inwme after provision for credit losses
<br />OTHER INCOME
<br />Deposit, payment and card services
<br />Investment, brokerage antl trust services
<br />Cred"¢ fees
<br />Investment banking
<br />Ne[ gain on investment securities (Noce 3)
<br />Securitizaiion revenues
<br />Other
<br />Net interest and other income
<br />NON-INTEREST E%PENSES
<br />Salaries and staff benefits
<br />Premises and technology
<br />• Communications and marketing
<br />Other
<br />Loss on disposal of subsidiary operatiore (Note 23)
<br />Restructuring provision for National Tmstco Inc.
<br />Income before the undernoted
<br />Provision for income taxes (Noce ts)
<br />Non-controlling interest in net income of subsidiaries
<br />Net income
<br />Preferred dividends paid
<br />Net income available to common shareholders
<br />Average number of common shares outstaMing (thousands):
<br />Basic
<br />Diluted
<br />Net income per common share (in dollars) (Noce 17):
<br />Basic
<br />Diluted
<br />Divitlends per common share (in dollars)
<br />The attnmpanyirg notes are an intepal part of [Nese mrero00aretl finarc'¢I aatenrcros.
<br />5,519 8,233 8,192
<br />203 303 324
<br />1,971 2.247 1,616
<br />7,693 10.783 10,132
<br />6,675 6,200 5,199
<br />2,029 1,425 765
<br />4,646 4,775 4,434
<br />936 772 624
<br />647 638 733
<br />677 640 632
<br />1,031 1,045 756
<br />179 217 379
<br />162 220 206
<br />416 539 335
<br />3,942 4,071 3,665
<br />9,599 8,846 8,099
<br />3,344 3,220 2,944
<br />1,193 1,133 995
<br />489 502 428
<br />721 am 786
<br />237 - -
<br /> (34)
<br />5,974 5,662 5,119
<br />2,614 3.184 2.980
<br />601 876 990
<br />216 139 64
<br />S 1,797 $ 2.169 $ 1.926
<br />105 108 108
<br />S 1,692 $ 2,061 $ 1,818
<br />504,340 500,619 495,472
<br />512,752 508,995 501,253
<br />S 3.36 $ 4.12 $ 3.67
<br />$ 3.30 $ 4.05 $ 3.63
<br />S 7.45 $ 1.24 $ 1.00
<br />~~
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