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2002 SCOTIABA NX ANNUAL REPORT 78 <br />• <br />Consolidated Balance Sheet <br />As at Ocipbe 31 If millions) 10M zom_ <br />ASSETS <br />Cash fewuces <br />Cash and non-interest-bearing deposits with banks <br />Interest-Dearing deposits wrth banks <br />Precious metals <br />Senoities (Note 3) <br />Investment <br />Trading <br />Loans (Note 4) <br />Residential mortgages <br />Personal and credit cards <br />Business and governments <br />Assets purchased under resale agreements <br />Allowance for cretlit losses (Note 5 b) <br />Otrter <br />Customers' liability under acceptances <br />land, buildings and equipment (Note 6) <br />trading derivatives' market vaWation (Note 22 d) <br />GOOdW111 (Note 7) <br />Other intangible assets (Note 7) <br />Other assets )Note a7 <br />• LIABILITIES AND SHAREHOLDERS' EQUITY <br />Deposits (Nate 9) <br />Personal <br />Business and goverrvnents <br />Banks <br />Other <br />Acceptances <br />Obligations related to assets sokt untler repurchase agreements <br />Obligations related to securities sold short <br />Tratling derivatives market valuation (Note 22 d) <br />Other liabilities (Note 10) <br />NonconVOlling interest in Subsidiaries (Note 11) <br />SuborOinateA Aehentutas (Note 121 <br />Shareholders' equity <br />Cap¢al stock (Noce t3) <br />Pmferred shares <br />Common shares <br />Retained earnings <br />Peter G Godsae <br />Chairman of the Board antl <br />Chief Executive Offcer <br />Arthur R. A. Scace <br />• Director and Chairman of the Audit Committee <br />The acmmpanyirg rnxes are an integral part of these roraoNtlatetl finances) statemerxs. <br />f 1,664 $ 1,535 <br />16,582 16.897 <br />2,027 1.728 <br />20,273 20,160 <br />21,602 25,450 <br />34,592 27.834 <br />56,194 53,284 <br />56,295 52,592 <br />23,383 20,116 <br />T7,181 79,460 <br />32,262 27,500 <br />189,701 179.668 <br />3,430 4,236 <br />185,671 175,432 <br />8,399 9,301 <br />2,101 2.325 <br />15,821 15.886 <br />299 400 <br />305 334 <br />7,317 7.303 <br />34,242 35,549 <br />E 298,38(1 $ 284,425 <br />f 75,558 $ 75,573 <br />93,830 80,810 <br />26,230 29,812 <br />799,618 186,195 <br />8,399 9,301 <br />31,881 30,627 <br />8,737 6,442 <br />75,500 15,453 <br />15,678 15,369 <br />1,912 1,086 <br />82,1D7 78,278 <br />3,878 5,344 <br />1,275 1,775 <br />3,002 2.920 <br />10,500 9.913 <br />14,777 14,608 <br />E 296,380 $ 284.425 <br />