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OFFICE CONTENTS SPECIAL FORH - Cont'd Pege insurance for such loss, hereby designated es 'joint loss', shell first be determined es if 1t rare the only lnsurence, end this type o1 insurance shell be liable for no greeter proportion of joint loss then the limit of its liability for such loss beers to the sun of e11 such limits. The liability of this Company (under this form) for such joint loss shell be limited to Its proportionate Dert of the r Bete limit of this and ell other lnsurence of the same type. The rords 'joint loss', es used in the foregoing, mean that port ton o1 ~oss in excess of the highest deductible, if any, to rhich this form and other types of insurance above referred to both apply. C. Permits end Agreements Clause. Except es otherwise more specifically provided in this policy: This lnsurence shell not be prejudiced (a) by any act or neglect of the owner of any building if the Insured fs not the orner thereof, or by any aet or neglect of any occuDent (other then the Insured) of any building, when such act or neglect of the owner or occupant is not rithin the control of the Insured, or (b) by failure of the Insured to comply rith any warranty or conditioned contained 1n any form or endorsement attached to this policy rith regard to en'y portf on of the premises over rhich the Insured has no control. D. Premises Proteetton Clause. It is a condition of this Dolicy that the Insuretl shell maintain, insofar ez it is rithin his Control, such protective safeguards es rare fn effect at the tine of attachment of this Insurance end for which credit in rate has been granted. E. Breach of Yarranty Clause. If a breech of any warranty or condition contained 1n any form or endorsement attached to or made a pert of this policy shall occur, rhich breech, by the terns of such rerrenty or cond ttton, shall operate to suspend this lnsurence, 1t is agreed that such suspension due to such breech shell be effective only during the continuance of such breech, and then only es to the building or fire 0lvfsion or contents therein or other separate location to which such ra rranty or condition has reference and 1n respect of which such breech occurs. F. Protectl on of Property. In the event of loss, it shell be necessary for the Insured to use ell lawful and proper efforts for the safeguarding end recovery of the Droperty coverctl or its value without prejudice to this insurance, end this Company will contribute to the just end reasonable charges thereof fn such proportion es the amount of insurance hereunder beers to the thole value of the property involved in the disaster et the time such loss shall occur. The acts of each party or their agents in saving, preserving or recovering the property shell not be considered or held to be either a reiver or an acceptance of abentlonment. G. Bailee's Clause. This insurance shell to no vise inure directly or indirectly to the benefit of any terrier or other bailee. H. Subrogation. In the event of any payment under this policy, the Campeny shall be subrogeted to all the lnsured's rights of recovery therefor against any person, organ izetion or government, end the Insured shell execute and deliver instruments end DeDers end do whatever else is necesse ry to secure such rights. This insurance shell not be invalidetetl should the Insured waive in rriting prior to e loss any or ell right of recovery against any party for loss occurrf nq to the Droperty described herein, but the Insured shall do nothing after loss to prejudice such rights. I. Ltberelizetton Clause. If during the pert od that insurance is in force under this Dol icy, or rithin forty-five (45) days prior to :he inception dote thereof The State Board of lnsurence prescribes for general use more liberal forms, endorsements, rules or regulations oy rhich this insurance could be extended or broadened, without eddttfonel premium the rge, by endorsement or substitution of forms, then such extended or broadened insurance shell be to the benefit of the Insured hereunder es though such endorsement or substitution of form ned been made. ~s) Applicable: 1 Prescribed by the State Board of Insurance Form No. 136-OFFICE CONTENTS SPECIAL FORM-Effective March 1, 1990