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<br />Colorado Flood Hazard Mitigation Plan -1999 <br /> <br />Substantial Damage: shall mean a damage of any ori- <br />gin sustained by an obstruction whereby the cost of re- <br />storing the obstruction to rts before-damage condition <br />would equal or exceed 50 percent of the mar1<et value <br />of the obstruction before the damage occurred. <br /> <br />Substantial Improvement: shall mean any reconstruc- <br />tion, rehabilrtation, addrtion, or other improvement of an <br />obstruction, the cost of which equal or exceed 50 per- <br />cent of the market value of the obstruction before "start <br />of construction" of the improvement. This includes ob- <br />structions, which have incurred "substantial damage," <br />regardless of the actual repair work performed. The <br />term does not, however, include erther (1) any project <br />for improvement of a structure or other obstruction to <br />correct existing violations of state or local heatth, sani- <br />tary, or safety code specWicalions which have been <br />identWied by the local code enforcement official and <br />which are the minimum necessary to assure safe living <br />condrtions, or (2) any atteration of a "historic structure," <br />provided that the alteration will not preclude the struc- <br />ture's continued designation as a "historic structure." <br /> <br />Supplement: AA amendment to the hazard mrtigation <br />application to add or modify one or more mrtigation <br />measures. <br /> <br />Surcharge: means an increase in flood elevation due <br />to destruction of the floodplain that reduces its convey- <br />ance capacity. <br /> <br />Suspension: means the removal of a participating <br />community from the National Flood Insurance Program <br />(NFIP) because the communrty has not enacted and/or <br />enforced the proper floodplain management regulations <br />required for participation in the National Flood Insur- <br />ance Program (NFIP). <br /> <br />Variance: is a grant of relief to a person from the re- <br />quirements of Floodplain Management Standards, <br />which permrts construction in a manner otherwise, pro- <br />hibited by ordinance where specific enforcement would <br />result in unnecessary hardship, The granting of a vari- <br />ance does not remove the requirements for flood insur- <br />ance, which lending institutions will require W the struc- <br />ture is the collateral of a loan, Flood insurance rates will <br />be much higher for structures buitt below the Base <br />Flood Elevation, <br /> <br />Violation: means a failure of a structure or other devel- <br />opment to be fully compliant with the community's flood- <br />plain management regulations, <br /> <br />Watercourse: shall mean any depression two feet or <br />more below the surrounding land which serves to give <br />direction to a current of water at least nine months of <br />the year and which has a bed and well-defined banks, <br />(See Drainageway) <br /> <br />Watershed: (also called a Drainage Basin), It is that <br />area of land, which may contribute flow from runoff to a <br />particular watercourse, <br /> <br />Water Surface Profffe: (also referred to as Flood Ele- <br />vation Profile) means a graph showing the relationship <br />of water surface elevation to location, the latter gener- <br />ally expressed as a distance upstream from some refer- <br />ence point. <br /> <br />Wetlands: Those areas which are inundated or satu- <br />rated by surface or ground water wrth a frequency suffi- <br />cientto suppert, or that under normal hydrologic condi- <br />tions does or would suppert, a prevalence of vegetation <br />or aquatic IWe typically adapted for IWe in saturated or <br />seasonally saturated soil condrtions, <br /> <br />Write Your OWn (WYO) Program: is a cooperative <br />undertaking of the insurance industry and the Federal <br />Insurance Administration begun in October 1983, The <br />WYO Program operates within the context of the NFIP <br />and invotves private insurance carriers who issue and <br />service National Flood Insurance Program policies, <br /> <br />Colorado Emergency Management Plan: The plan <br />which is developed and continuously maintained by the <br />Director of the Office of Emergency Management <br />Agency (OEM) for the purpose of coordinating the <br />emergency management actrvrties of mrtigation, prepar- <br />edness, response and recovery wrthin the state, <br /> <br />Zone A (Unnumbered): are Special Flood Hazard Ar- <br />eas subjeclto inundation from the 100-Year flood, Be- <br />cause detailed hydraulic analyses have not been per- <br />formed, no base flood elevation or depths are shown. <br />Mandatory flood insurance purchase requirements ap- <br />ply, <br />Zone AE and A1-30: are Special Flood Hazard Areas <br />subject to inundation by the 100-Year flood determined <br />in a Flood Insurance Study by detailed methods. Base <br />flood elevations are shown within these zones, Manda- <br />tory flood insurance purchase requirements apply, <br />(Zone AE is used on new and revised maps in place of <br />Zones A 1-30,) <br /> <br />Zone AH: are Special Flood Hazard Areas subjeclto <br />inundation by 100-Year shallow flooding (usually areas <br />of pending) where average depths are between one <br />and three feet. Base flood elevations derived from de- <br />tailed hydraulic analyses are shown in this zone, Man- <br />datory flood insurance purchase requirements apply, <br /> <br />Zone AO: are Special Flood Hazard Areas subject to <br />inundation by 100-Year shallow flooding (usually sheet <br />flow on sloping terrain) where average depths are be- <br />tween one and three feet. Average flood depths derived <br />from detailed hydraulic analyses are shown within this <br />zone, Mandatory flood insurance purchase require- <br />ments apply, <br /> <br />Zone B, C, and X: are areas that have been identified <br />in the community flood insurance study as areas of <br />moderate or minimal hazard from principal source flood <br />in the area, However, buildings in these zones could be <br />flooded by severe, concentrated rainfall coupled wrth <br />inadequate local drainage systems, Flood Insurance is <br />available in participating communrties but is not re- <br />quired by regulation in these zones, (Zone X is used on <br />new and revised maps in place of Zones Band C,) <br /> <br />121271'i9 10:03 PM <br /> <br />Appendix A - 8 <br /> <br />I <br /> <br />I <br />I <br /> <br />I <br />I <br />I <br /> <br />I <br />I <br /> <br />I <br /> <br />I <br />I <br />I <br /> <br />I <br /> <br />I <br /> <br />I <br /> <br />I <br />I <br />I <br /> <br />I <br />