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<br />2. <br /> <br />Moderate, Minimal Hazard Areas: <br /> <br />B,C,X <br /> <br />Areas of moderate or minimal hazard subject to flooding from <br />severe storm activity or local drainage problems. These zones <br />may be lightly shaded or unshaded on the FIRM. Historically, <br />almost 35 percent of all claims paid have been in these zones. <br /> <br />_ <br /> <br />I <br /> <br />Zone X is the new designation for Band C Zones and is used in <br />place of these zones on some maps. <br /> <br />D <br /> <br />An area where the flood hazard is undetermined and is usually <br />very sparsely populated. <br /> <br />. <br /> <br />NOTE: The designation of D Zone can also be used for rating <br />when one community incorporates portions of another <br />community's area where no map has been prepared. <br /> <br />. <br /> <br />When preparing a Flood Insurance Application use only those zones printed on the current <br />map (e.g., do not use AE, VE, or X Zones unless it is shown on the applicable map). <br />Failure to use the correct zone may hinder the issuance of the insured's policy. <br /> <br />LOCATING A SPECIFIC PROPERTY ON A MAP <br /> <br />I. Check the INDEX MAP to identify the correct map panel. <br /> <br />2. Directly locate the property by the address or other information. It may help to <br />compare the FHBM or FIRM to a more detailed map, such as an assessor's map or <br />community street map. <br /> <br />_ <br /> <br />3. Note the map color where the property is located. On FHBMs and FIRMs, areas <br />darkly shaded are the Special Flood Hazard Areas (SFHAs). On an FHBM, no other <br />zone data may be given. On a FIRM, the zones are also given an alpha designation. <br />All the area within the boundaries indicated for a zone carries that one zone <br />designation. <br /> <br />. <br /> <br />. <br /> <br />4. Base Flood Elevations in SFHA zones (AI-A30 [or AE], AH, VI-V30 [or VE]) are <br />shown within wavy lines. In some SFHA zones, where the Base Flood Elevation does <br />not vary within the entire zone, the Base Flood Elevation is indicated in parentheses. <br />If required by terrain, a BFE for the property may be interpolated using the closest <br />BFE indicators. In this case, it is important to document the finding. <br /> <br />_ <br /> <br />MAP 4 <br /> <br />October 1992 <br />