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!e , . e . e FEDERAL EMERGENCY MANAGEMENT AGENCY FEDERAL INSURANCE ADMINISTRATION STANDARD FLOOD INSURANCE POLICY DWELLING FORM NOTICE OF ENDORSEMENT Increased Deductibles for Certain Policies and Related Changes A change in the National Flood Insurance Program (NFIP) regulations published in the Federal Register on May 7, 1992, at Volume 57, pages 19539-19542, has endorsed your Standard Flood Insurance Policy to read as follows in the indicated Articles below: 1. Article II--Definitions - in the definition of "Direct Physical Loss by or from Flood", the phrase "for buildings in an amount up to the amount of the minimum building deductible" is removed and, in place thereof, the phrase "for buildings in an amount not to exceed $500" is added and the phrase "for contents in an amount up to the amount of the minimum contents deductible." is removed and, in place thereof, the phrase "for contents in an amount not to exceed $500." is added. 2, Article IV--Property Covered (Subject to "Property Not Covered" Provisions) - in paragraph A.7., the phrase "up to the amount of the minimum building deductible," is removed and, in place thereof, the phrase "not to exceed $500," is added. 3. Article VI--Deductibles - paragraph C. is redesignated as paragraph D, and a new paragraph C, is added, as follows: C. For any flood insurance policy issued or renewed for a property located in an Emergency Program community or for any property located in a Regular Program community in Zones A, AD, AH, AI-30, AE, VD, VI-30, VE, or V where the rates available for buildings built before the effective date of the Flood Insurance Rate Map (FIRM)* are used to compute the premium, the amount of the deductible for each loss occurrence is determined as follows: We shall be liable only when such loss exceeds $750.00, or the amount of any *This includes buildings built after the effective date of the FIRM but before December 31, 1974, October 1992 POL 23