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<br />,< <br /> <br />2 <br /> <br />The modifications are effective as of the date shown above. The map panel listed above and as modified by <br />this letter will be used for all flood insurance policies and renewals issued for your community. <br /> <br />A review of the determination made by this LOMR and any requests to alter this determination should be <br />made within 30 days. Any request to alter the determination must be based on scientific or technical data. <br /> <br />We will not physically revise and republish the FIRM and Flood Insurance Study (FIS) report for your <br />community to reflect the modifications made by this LOMR at this time. When changes to the previously <br />cited FIRM panel and FIS report warrant physical revision and republication in the future, we will <br />incorporate the modifications made by this LOMR at that time. <br /> <br />This LOMR is based on minimum floodplain management criteria established under the NFIP. Your <br />community is responsible for approving all floodplain development and for ensuring all necessary permits <br />required by Federal or State law have been received. State, county, and community officials, based on <br />knowledge of local conditions and in the interest of safety, may set higher standards for construction in the <br />SFHA. If the State, county, or community has adopted more restrictive or comprehensive floodplain <br />management criteria, these criteria take precedence over the minimum NFIP criteria. <br /> <br />The basis of this LOMR is, in whole or in part, a channel-modification project. NFIP regulations, as cited in <br />Paragraph 60.3(b )(7), require that communities ensure that the flood-carrying capacity within the altered or <br />relocated portion of any watercourse is maintained. This provision is incorporated into your community's <br />existing floodplain management regulations. Consequently, the ultimate responsibility for maintenance of <br />the modified channel rests with your community. <br /> <br />Because this LOMR will not be printed and distributed to primary users, such as local insurance agents and <br />mortgage lenders, your community will serve as a repository for these new data. We encourage you to <br />disseminate the information reflected by this LOMR throughout the community, so that interested persons, <br />such as property owners, local insurance agents, and mortgage lenders, may benefit from the information. <br />We also encourage you to prepare an article for publication in your community's local newspaper. This <br />. article should describe the changes that have been made and the assistance that officials of your community <br />will give to interested persons by providing these data and interpreting the NFIP maps. <br /> <br />This determination has been made pursuant to Section 206 of the Flood Disaster Protection Act of 1973 <br />(Public Law 93-234) and is in accordance with the National Flood Insurance Act of 1968, as amended <br />(Title XIII of the Housing and Urban Development Act of 1968, Public Law 90-448), 42 U.S.C. 4001-4128, <br />and 44 CFR Part 65. Pursuant to Section 1361 of the National Flood Insurance Act of 1968, as amended, <br />communities participating in the NFIP are required to adopt and enforce floodplain management regulations <br />that meet or exceed NFIP criteria. These criteria are the minimum requirements and do not supersede any <br />State or local requirements of a more stringent nature. This includes adoption of the effective FIRM and <br />FIS report to which the regulations apply and the modifications described in this LOMR. <br /> <br />K" <br /> <br />FEMA makes flood insurance available in participating communities; in addition, we encourage <br />communities to develop their own loss reduction and prevention programs. Through the Project <br />Impact: Building Disaster Resistant Communities initiative, launched by FEMA in 1997, we seek to focus <br />the energy of businesses, citizens, and communities in the United States on the importance of reducing their <br />susceptibility to the impact of all natural disasters, including floods, hurricanes, severe storms, earthquakes, <br />and wildfires. Natural hazard mitigation is most effective when it is planned for and implemented at the <br />local level, by the entities who are most knowledgeable of local conditions and whose economic stability <br />and safety are at stake. For your information, we are enclosing a copy of a pamphlet describing this <br />nationwide initiative. For additional information on Project Impact, please visit our website at <br />www.fema.!!ov/imnact. <br />