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<br />2) Basement or cellar damage may occur when flood stage rises above <br /> <br />the floor due to backing up through drains, seepage through foundation <br /> <br />walls, or when flow through doors and windows occur, The primary factors <br /> <br />will be the design of the sewer system, the soil types (soils with high <br /> <br />clay content will absorb and filter water much slower than soils with high <br />sand or loam content), and building material (concrete foundations will be <br /> <br />subject to less infiltration than cinder blocks). Water pressure can also <br /> <br />cause cracks or collapse of building walls and foundations, especially if' <br /> <br />water has not entered the building. <br /> <br /> <br />3) Damages at the same stage in different floods may vary with <br /> <br /> <br />seasonal flood characteristics. There may be seasonal differences in <br /> <br /> <br />velocities, duration, silt, debris, and ice content, Estimated damages <br /> <br />might be tied to these seasonal factors and the probabilities of floods <br /> <br />occurring at any particular time of the year, <br /> <br />4) Changing trends in property use, such as the more intense use of <br /> <br />properties (game rooms in the basement and the accumulation of residential <br /> <br /> <br />electronic equipment) will affect the stage-damage relation, and produce <br /> <br /> <br />significant differences in estimates of current and future conditions. <br /> <br /> <br />5) Generally, for low and moderate velocity flood occurrences, the <br /> <br />magnitude of damages on furnished levels will increase most rapidly to 3 <br /> <br />or 4 feet above floor level, with an appreciably slower rate of increase <br /> <br />to the next floor level. <br />6) The mobility of some personal property should tend to reduce <br /> <br />losses, particularly when there is sufficient warning time, However, some <br /> <br />damages, even of mobile property, will probably be inevitable due to lack <br /> <br />of warning lead time and variations in judgement, <br /> <br />V,40 <br />