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<br /> <br />State of Colorado 1276-DR-CO <br />Interagency Hazard Mitigation Team Report <br /> <br />July 1999 <br /> <br />National Flood Insurance Program (NFIP) <br /> <br />The Na1ional Flood Insurance Program (NFIP) was created through enactmen1 of the National <br />Flood Insurance Act of 1968, modified and broadened with the passage of the Flood Disaster <br />Protection Act of 1973 and other legislative measures. Recent modifications were accomplished <br />through the National Flood Insurance Reform Act of 1994. These Acts made flood insurance <br />available to communities that adopted flood loss reduction measures in their jurisdictions. <br />Participation is initiated when a community passes a Resolution ofIntent and adopts a Flood <br />Damage Prevention Ordinance that establishes sound floodplain management practices in areas <br />subject to flooding. State and federal NFIP representatives conduct outreach and provide <br />technical assistance services where appropriate and as needed. <br /> <br />The IHMT identified that enrollment and participation in the NFIP, where appropriate, is a very <br />important mitigation measure and should be emphasized where possible. <br /> <br />Project Impact <br /> <br />The State of Colorado has been proactive in pre-disaster mitigation with their Project Impact <br />success in Fort Collins (1998) and Clear Creek County and Morgan County (1999). <br /> <br />Project Impact: Building a Disaster Resistant Community is an initiative developed by the <br />Federal Emergency Management Agency (FEMA) to change the way America deals with <br />disasters. Project Impact involves saving lives, building stronger communities, saving jobs, and <br />reducing damage to property from winter storms and other natural disasters. <br /> <br />No community is safe from natural disasters; they can happen anywhere, anytime. The cost is <br />staggering - in human and economic terms. Project Impact encourages communities to come <br />together before disasters occur in order to build public and private partnerships, identify risks, <br />prioritize needs and implement long term plans to protect themselves, <br /> <br />In 1997 seven Project Impact pilot communities were initiated in order to demonstrate the <br />economic benefits of taking measures to prevent or reduce property loss before a disaster strikes, <br />Each community has embraced the Project Impact model and begun the long-term collaborative <br />work of protecting residents where they live and work. One hundred-twenty (120) communities <br />have been invited to become Project Impact communi lies. Hundreds of businesses have been <br />recruited to be Project Impact partners and the list of active businesses is growing daily. <br /> <br />Four steps have been outlined to help capitalize on positive forces already at work. Project <br />Impact encourages forming partnerships, assessing risk, prioritizing needs, and improving <br />communication to build a disaster resistant community. The Federal Emergency Management <br />Agency has produced a guidebook lhat is meant to be a framework of ideas and examples for the <br />community to follow. Communities know best what risks they face, and their capability to <br />mitigate, prepare, respond and recover from a disaster. <br /> <br />7 <br />