Laserfiche WebLink
<br />. Moving from mapping to meeting community needs. <br /> <br />. Utilizing buffers to obviate the need for specific data. <br /> <br />. How to move quickly and effectively into use of new types of data (LIDAR). <br /> <br />. Change regulations on floodways to zero rise, enlarge velocity zones, and acknowledge <br />erosion. <br /> <br />. Pre-FIRM structures problem. <br /> <br />. What can the private sector provide? <br /> <br />In response, Mr. Moye quoted from Paying the Price: The Status and Role of Insurance Against <br />Natural Disasters in the United States: "Requests for Letters of Map Change (LOMCs) have <br />steadily increased over the past five years. .. Because the primary purpose for requesting a <br />LOMC is to excuse the owner from purchasing flood insurance, the entire LOMC process <br />represents a rather short-sighted attitude toward the value of insurance as well as an under- <br />appreciation of the flood peril." To support FEMA in this political battle, Mr. Moye suggested <br />to other members of the Forum that the organizations that agree on certain standards or policy <br />modifications should jointly make that agreement known to those on "the Hill." Regarding <br />grandfathering, he indicated that he believes that insurance companies should rate the risk of <br />flooding just as they do for fire and other types of hazard insurance. <br /> <br />Mr. Hulsey emphasized that the maps are old. Perhaps remapping should be required as the first <br />step in the recovery or mitigation process. Even a flyover map of flooded areas could aid in <br />demonstrating the risk to the public. <br /> <br />Mr. Armstrong responded that FEMA has started on several related activities: <br /> <br />. Creating disaster recovery maps <br />. Proposing funding in the FY 2001 DRF budget for FIRMs <br />· Creating a sustainabilitylIivability technical assistance desk: in the Disaster Field Office <br /> <br />Lisa Holland, NFIP State Coordinator, South Carolina Department of Natural Resources, <br />queried whether as many people would request waivers to purchase flood insurance through <br />LOMAs if they were also waiving the right to disaster assistance. Federal agencies need to work <br />together to develop incentives for States and communities to assume ownership and <br />responsibility for flooding hazards within their States. <br /> <br />Mr. Ford pointed out that there are other natural hazards such as wind, seismic activity, and ice, <br />each of which requires different and maybe conflicting building codes. It is virtually impossible <br />to create an affordable, risk-free building. Builders aim for reduction of risks in a cost-effective <br />manner. Policymakers need to consider private-sector realities in their deliberations. <br /> <br />Floodplain Management Forum <br /> <br />32 <br />