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<br />has become institutionalized by mortgage lenders. However, the purchase of flood insurance has <br />not become institutionalized. Expanding the Mandatory Purchase Requirement to all zones <br />within a participating community would make the decision easier and begin to institutionalize <br />the process. He added the following points: <br /> <br />. Flooding hazards must be identified correctly on maps. <br /> <br />. There should be premium or rate equity with actuarially adjusted rates on repetitive losses <br />without intervening mitigation actions. <br /> <br />Tim Searchinger, Senior Attorney, Environmental Defense <br /> <br />Mr. Searchinger stressed the importance of finding incentives for local governments to <br />implement good floodplain management. He suggested the following: <br /> <br />. FEMA should require insurance for public facilities (buildings and infrastructure) in order to <br />be eligible for disaster assistance. <br /> <br />. One of the goals of mitigation projects should include environmental restoration coordinated <br />with the Department of Agriculture and USACE. <br /> <br />. There should be priorities developed for the use of Federal structural flood control funds. <br /> <br />. There is a proposed executive directive that would require coordination in floodplain and <br />wetland planning policy across Federal agencies. This directive should be supported. <br /> <br />Facilitated Discussion: Mapping <br /> <br />Mr. Armstrong introduced this roundtable discussion by listing some of the issues that were <br />mentioned earlier today and required more discussion: <br /> <br />. Toughen LOMR standards and eliminate subsidies and grandfathering. <br /> <br />. 100-year and 500-year floodplain standards are meaningless; what would be meaningful? <br /> <br />. Base the maps on future growth. <br /> <br />. "LOMRs are a cancer"; how does one make this practical given economic realities? <br /> <br />. Demonstration projects on GIS for mapping; are studies the real issue? <br /> <br />. FEMA letter of endorsement as a counterpoint to taking maps out of context. <br /> <br />. Classifying structures according to their importance. <br /> <br />. Coastal A zones. <br /> <br />Floodplain Management Forum <br /> <br />31 <br />