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i 2 The modifications are shown on the enclosed annotated copies of FIRM Panel 000 I D, Profile Panel 0 I P, and the Floodway Data Table for Coal Creek. This LOMR hereby revises this panel of the effective FIRM and the Flood Protile and Floodway Data Table in the FIS report, both dated September 28, 1990. The following table is a partial listing of existing and modified BFEs: Location Existing BFE Modified BFE (feet)* (feet)* Coal Creek: Approximately 900 feet downstream of Briggs Street Approximately 600 feet downstream of UPRR AtUPRR 5,006 5,021 5,022 5,006 5,019 5,021 *Referenced to the National Geodetic Vertical Datum, rounded to the nearest whole foot Public notification of the revised BFEs will be given in the Lon!.!mont Dailv Times-Call on or about June 12 and June 19, 1996. A copy of this notification is enclosed. Any request for reconsideration must be based on scientific or technical data. In addition, a notice of changes will be published in the Federal Register. Because this LOMR will not be printed and distributed to primary users, such as local insurance agents and mortgage lenders, your community will serve as a repository for these new data. We encourage you to disseminate the information reflected by this LOMR throughout the community, so that interested persons, such as property owners, local insurance agents, and mortgage lenders, may benefit from the information. We also encourage you to prepare a related article for publication in your community's local newspaper. This article should describe the assistance that officials of your community will give to interested persons by providing these data and interpreting the NFIP maps. Based on the modifications described above, the existing structures at 280 Evans Street, 365 Evans Street, 795 Briggs Street, 123 Cheesman Street, and 750 Pierce Street as shown on the topographic work map entitled "Figure 4 - Sheet 6A of 6," prepared by WRC Engineering, Inc., dated May 1995, would not be inundated by the base flood and are outside the SFHA. The structures are in Zone X (shaded), an area of moderate flooding outside the SFHA. If any current flood insurance policy issued under the NFIP covers a structure on this property and that policy was required by the mortgage company in conjunction with Federal flood insurance requirements, then flood insurance coverage is no longer required under the NFIP. Accordingly, if a lender imposed the flood insurance requirement, that lender will have to determine whether or not to continue that requirement. The lender may determine, as a business decision, that it wishes to continue the flood insurance requirement in order to protect its collateral security on the loan. If the lender decides to release the borrower from the flood insurance requirement, and the insured decides to cancel the policy and seek a refund for the current policy year, the insured must obtain a written waiver of the flood insurance requirement from the lender to provide to the property insurance agent or company that is servicing their policy. The agent or company will then process the refund request for the insured.