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<br />. <br /> <br />2 <br /> <br />The modifications are effective as of the date shown above. The map panel listed above and as modified <br />by this letter will be used for all flood insurance policies and renewals issued for your community. <br /> <br />A review of the determination made by this LOMR and any requests to alter this determination should be <br />made within 30 days. Any request to alter the determination must be based on scientific or technical <br />data. <br /> <br />We will not physically revise and republish the FIRM and FIS report for your community to reflect the <br />modifications made by this LOMR at this time. When changes to the previously cited FIRM panel and <br />FIS report warrant physical revision and republication in the future, we will incorporate the <br />modifications made by this LOMR at that time, <br /> <br />This LOMR is based on minimum floodplain management criteria established under the NFIP. Your <br />community is responsible for approving all floodplain development and for ensuring all necessary <br />permits required by Federal or State law have been received. State, county, and community officials, <br />based on knowledge of local conditions and in the interest of safety, may set higher standards for <br />construction in the SFHA. If the State, county, or community has adopted more restrictive or <br />comprehensive floodplain management criteria, these criteria take precedence over the minimum NFIP <br />criteria, <br /> <br />. <br /> <br />The basis of this LOMR is, in whole or in part, channel-modification/culvert project. NFIP regulations, <br />. as cited in Paragraph 60.3(b)(7), require that communities ensure that the flood-carrying capacity within <br />the altered or relocated portion of any watercourse is maintained. This provision is incorporated into <br />your community's existing floodplain management regulations. Consequently, the ultimate <br />responsibility for maintenance of the modified channel and culverts rests with your community. <br /> <br />Because this LOMR will not be printed and distributed to primary users, such as local insurance agents <br />and mortgage lenders, your community will serve as a repository for these new data. We encourage you <br />to disseminate the information reflected by this LOMR throughout the community, so that interested <br />persons, such as property owners, local insurance agents, and mortgage lenders, may benefit from the <br />information. We also encourage you to prepare an article for publication in your community's local <br />newspaper. This article should describe the changes that have been made and the assistance that officials <br />of your community will give to interested persons by providing these data and interpreting the NFIP <br />maps. <br /> <br />This determination has been made pursuant to Section 206 of the Flood Disaster Protection Act of 1973 <br />(Public Law 93-234) and is in accordance with the National Flood Insurance Act of 1968, as amended <br />(Title XIII of the Housing and Urban Development Act of 1968, Public Law 90-448), 42 U.S.C. <br />4001-4128, and 44 CFR Part 65. Pursuant to Section 1361 of the National Flood Insurance Act of 1968, <br />as amended, communities participating in the NFIP are required to adopt and enforce floodplain <br />management regulations that meet or exceed NFIP criteria, These criteria are the minimum requirements <br />and do not supersede any State or local requirements of a more stringent nature. This includes adoption <br />of the effective FIRM and FIS report to which the regulations apply and the modifications described in <br />this LOMR, <br /> <br />. <br /> <br />FEMA makes flood insurance available in participating communities; in addition, we encourage <br />communities to develop their own loss reduction and prevention programs, Through the Project <br /> <br />~~~,-,--~" <br />