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<br />insurance premium rates. These events, commonly termed the 10-, 50-, <br />100-, and 500-year floods, have a 10, 2, 1, and 0.2 percent chance, <br />respectively, of being equalled or exceeded during any year. Although <br />the recurrence interval represents the long term average period between <br />floods of a specific magnitude, rare floods could occur at short intervals <br />or even within the same year. The risk of experiencing a rare flood <br />increases when periods greater than 1 year are considered. For example, <br />the risk of having a flood which equals or exceeds the 100-year flood <br />(1 percent chance of annual occurrence) in any 50-year period is approxi- <br />mately 40 percent (4 in 10), and, for any 90-year period, the risk in- <br />creases to approximately 60 percent (6 in 10). The analyses reported <br />here reflect flooding potentials based on conditions existing in the <br />community at the time of completion of this study. Maps and flood eleva- <br />tions will be amended periodically to reflect future changes. <br /> <br />3.1 Hydrologic Analyses <br /> <br />Hydrologic analyses were carried out to establish the peak discharge- <br />frequency relationships for floods of the selected recurrence <br />intervals for each stream studied in detail in the community. <br /> <br />For Surface Creek, Cedar Run, and Tongue Creek at Orchard City, <br />peak discharges for the 10-, 50-, 100-, and 500-year floods were <br />determined using a regional floodflow frequency analysis (Refer- <br />ence 6). For the regional study, U.S. Geological Survey stream- <br />gage records for 15 gaging stations in hydrologically similar <br />watersheds were analyzed (Reference 7). The length of record <br />at these gaging stations ranges from 9 to 53 years. The station <br />data were separated into rainfall and snowmelt peaks. Frequency <br />analyses were conducted on the rainfall and snowmelt data (Refer- <br />ence 8). The results of the snowmelt and rainfall frequency analysis <br />were combined statistically to give a maximum flow for both events. <br />Regional curves of drainage area versus discharge were computed <br />for the four frequency floods. <br /> <br />Peak discharge-drainage area relationships for Surface Creek and <br />Cedar Run are shown in Table 1. <br /> <br />Table 1. Summary of Discharges <br /> <br />Flooding Source <br />and ,Location <br /> <br />Drainage Area <br />(Square Miles) <br /> <br />Peak Discharges <br />(Cubic Feet per Second) <br />10-Year 50-Year 100-Year 500-Year <br /> <br />Surface Creek <br />At North Study Limit, <br />Road R75 <br />At South Study Limit, <br />Orchard City Corporate <br />Limits, North End, <br />Section 26 <br /> <br />38.6 <br /> <br />630 <br /> <br />970 <br /> <br />1150 <br /> <br />1720 <br /> <br />44.7 <br /> <br />700 <br /> <br />1070 <br /> <br />1270 <br /> <br />1900 <br /> <br />6 <br />