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Last modified
8/16/2009 2:58:35 PM
Creation date
10/4/2006 6:50:37 AM
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Board Meetings
Board Meeting Date
7/28/2003
Description
CF Section - New Project Loans Victor & Margie Quint
Board Meetings - Doc Type
Memo
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<br />""' <br />, <br /> <br />. <br /> <br />. <br /> <br />. <br /> <br />Victor and Margie Quint <br />July 28-30, 2003 <br /> <br />Agenda Item 21 9 <br /> <br />Selected Alternative 3 consists of the following: <br /> <br />· A recharge well will be drilled near the South Platte River. The well and pump will have a <br />capacity of 3,000 GPM. <br /> <br />· A pipeline will be constructed to deliver water from the recharge well to the recharge <br />pond. The pipeline will be 18" in diameter, and 4,600 feet long. <br /> <br />· A recharge pond with a small earthen dam will be constructed on ground that is not <br />being farmed. The pond will be 7 acres. <br /> <br />· The above features will be equipped with proper measuring devices. <br /> <br />The implementation schedule calls for completion of financing arrangements and final design in <br />Summer 2003. Construction will be started in summer and completed by fall 2003. <br /> <br />Financial Analvsis <br />The total estimated cost of the project is $95.000 (including engineering costs), and water is <br />used for agricultural purposes. Staff is recommending a Small Project loan in maximum amount <br />of $85,500 (90% of the total project cost.) The recommended loan terms are 30 years at 2.5%, <br />which is the CWCS agricultural loan rate. <br /> <br />Table 1 is a summary of the financial aspects of the project with an $85,500 CWCS Loan. The <br />annual payment would be $4,493 (including the 10% reserve reqUirement) at the loan terms of <br />2. 5% for 30 years. This represents $4.49 per acre-foot, based on expected annual well <br />pumping diversions of 1,000 acre-feet. The Quint cost share will come from cash on hand or <br />from their existing revolving farm loan. <br /> <br />Table 1. Financial Summary <br /> <br /> <br />$95,0000 <br />$85,500 <br />$4,493 <br />$4.49 <br /> <br />Credit worthiness: The Quints have an existing short term revolving farm loan with Premier <br />Farm Credit. The outstanding balance is $200,000, and the loan is due and renewed each year <br />in April. All payments have been made as agreed. Table 2 shows the Financial Ratios for the <br />Quints and indicates. with the exception of Cash Reserves, average to strong ability to repay <br />the $85,500 CWCS loan with the project in place. <br /> <br />3 <br />
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