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11. INSURANCE <br /> Grantee shall obtain and maintain, and ensure that each Subcontractor shall obtain and maintain, <br /> insurance as specified in this section at all times during the term of this Agreement. All insurance <br /> policies required by this Agreement that are not provided through self-insurance shall be issued by <br /> insurance companies as approved by the State. <br /> A. Workers' Compensation <br /> Workers' compensation insurance as required by state statute, and employers' liability <br /> insurance covering all Grantee or Subcontractor employees acting within the course and <br /> scope of their employment. <br /> B. General Liability <br /> Commercial general liability insurance covering premises operations, fire damage, <br /> independent contractors, products and completed operations, blanket contractual liability, <br /> personal injury, and advertising liability with minimum limits as follows: <br /> i. $1,000,000 each occurrence; <br /> ii. $1,000,000 general aggregate; <br /> iii. $1,000,000 products and completed operations aggregate; and <br /> iv. $50,000 any 1 fire. <br /> C. Automobile Liability <br /> Automobile liability insurance covering any auto (including owned, hired and non-owned <br /> autos)with a minimum limit of$1,000,000 each accident combined single limit. <br /> D. Additional Insured <br /> The State shall be named as additional insured on all commercial general liability policies <br /> (leases and construction contracts require additional insured coverage for completed <br /> operations)required of Grantee and Subcontractors. <br /> E. Primacy of Coverage <br /> Coverage required of Grantee and each Subcontractor shall be primary over any insurance or <br /> self-insurance program carried by Grantee or the State. <br /> F. Cancellation <br /> All commercial insurance policies shall include provisions preventing cancellation or non- <br /> renewal,except for cancellation based on non-payment of premiums,without at least 30 days <br /> prior notice to Grantee and Grantee shall forward such notice to the State in accordance with <br /> §15.,within 7 days of Grantee's receipt of such notice. <br /> G. Subrogation Waiver <br /> All commercial insurance policies secured or maintained by Grantee or its Subcontractors in <br /> relation to this Agreement shall include clauses stating that each carrier shall waive all rights <br /> of recovery under subrogation or otherwise against Grantee or the State, its agencies, <br /> institutions, organizations, officers, agents, employees, and volunteers. <br /> Contract Number:CTGG1 2018-1605 Page 10 of 22 Version 0817 <br />