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11. INSURANCE <br />Grantee shall obtain and maintain, and ensure that each Subcontractor shall obtain and maintain, <br />insurance as specified in this section at all times during the term of this Agreement. All insurance <br />policies required by this Agreement that are not provided through self-insurance shall be issued by <br />insurance companies as approved by the State. <br />A. Workers' Compensation <br />Workers' compensation insurance as required by state statute, and employers' liability <br />insurance covering all Grantee or Subcontractor employees acting within the course and <br />scope of their employment. <br />B. General Liability <br />Commercial general liability insurance covering premises operations, fire damage, <br />independent contractors, products and completed operations, blanket contractual liability, <br />personal injury, and advertising liability with minimum limits as follows: <br />i. $1,000,000 each occurrence; <br />ii. $1,000,000 general aggregate; <br />iii. $1,000,000 products and completed operations aggregate; and <br />iv. $50,000 any 1 fire. <br />C. Automobile Liability <br />Automobile liability insurance covering any auto (including owned, hired and non -owned <br />autos) with a minimum limit of $1,000,000 each accident combined single limit. <br />D. Additional Insured <br />The State shall be named as additional insured on all commercial general liability policies <br />(leases and construction contracts require additional insured coverage for completed <br />operations) required of Grantee and Subcontractors. <br />E. Primacy of Coverage <br />Coverage required of Grantee and each Subcontractor shall be primary over any insurance or <br />self-insurance program carried by Grantee or the State. <br />F. Cancellation <br />All commercial insurance policies shall include provisions preventing cancellation or non- <br />renewal, except for cancellation based on non-payment of premiums, without at least 30 days <br />prior notice to Grantee and Grantee shall forward such notice to the State in accordance with <br />§15., within 7 days of Grantee's receipt of such notice. <br />G. Subrogation Waiver <br />All commercial insurance policies secured or maintained by Grantee or its Subcontractors in <br />relation to this Agreement shall include clauses stating that each carrier shall waive all rights <br />of recovery under subrogation or otherwise against Grantee or the State, its agencies, <br />institutions, organizations, officers, agents, employees, and volunteers. <br />Contract Number: CTGGI 2018-1467 Page 10 of 22 Version 0817 <br />