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DWR Division 5 <br /> ReCeived <br /> 16. SEVERABILITY 8/10/2021 <br /> # 10014521 <br /> In the event any provision of this policy,in whole or in part,is held invalid or unenforceable under applicable law,the policy shall be deemed not to include that <br /> provision or such part held to be invalid,but all other provisions shall remain in full force and effect. <br /> 17. CHOICE OF LAW; FORUM <br /> (a)Choice of Law;The Insured acknowledges the Company has underwritten the risks covered by this policy and determined the premium charged therefor in <br /> reliance upon the law affecting interests in real property and applicable to the interpretation,rights,remedies,or enforcement of policies of title insurance of the <br /> jurisdiction where the Land is located.Therefore,the court or an arbitrator shall apply the law of the jurisdiction where the Land is located to determine the validity of <br /> claims against the Title that are adverse to the Insured and to interpret and enforce the terms of this policy.In neither case shall the court or arbitrator apply its <br /> conflicts of law principles to determine the applicable law. <br /> (b)Choice of Forum;Any litigation or other proceeding brought by the Insured against the Company must be filed only in a state or federal court within the United <br /> States of America or its territories having appropriate jurisdiction. <br /> 18. NOTICES, WHERE SENT <br /> Any notice of claim and any other notice or statement in writing required to be given to the Company under this policy must be given to the Company at:400 Second <br /> Avenue South,Minneapolis,Minnesota 55401 (612)371-1111. <br /> ANTI-FRAUD STATEMENT:Pursuant to CRS 10-7-128(6)(a),it is unlawful to knowingly provide false,incomplete,or misleading facts or information to an insurance <br /> company for the purpose of defrauding or attempting to defraud the company.Penalties may include imprisonment,fines,denial of insurance and civil damages.Any <br /> insurance company or agent of an insurance company who knowingly provides false,incomplete,or misleading facts or information to a policyholder or claimant for <br /> the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be <br /> reported to the Colorado division of insurance within the department of regulatory agencies. <br /> This anti-fraud statement is affixed to and made a part of this policy. <br />