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Answers to Frequently Asked Questions about the Colorado 2013 Flood Event <br />A15: Community officials are required to regulate based on their effective Flood Insurance Rate <br />Map; however, they should give additional consideration in situations such as this to the <br />dynamic nature of the stream channel. Those developing or redeveloping in the floodplain <br />are required to obtain a floodplain development permit from their local floodplain manager in <br />order to determine whether a building is substantially damaged. Substantially damaged <br />flood -insured structures could be eligible for Increased Cost of Compliance coverage, which <br />would help the owners rebuild in compliance with the current flood damage prevention <br />standards. FEMA is coordinating with State and local governments to understand the extent <br />of the stream migrations and to propose solutions, if required, for select areas. If the <br />community would like to acquire or relocate such structures, the community and State can <br />apply for funding from various Federal grant programs. For additional information on FEMA <br />Mitigation Grant programs, contact the State of Colorado Hazard Mitigation Officer. <br />In order to assist the CWCB in carrying out its mission to protect the health, safety, welfare and <br />property of the public, through the prevention of floods in Colorado, the CWCB requires the <br />following: <br />A. Detention/flood control storage and LID should be considered, when practicable, as part of <br />a basinwide program for the watershed. <br />B. Flood control channels shall include a low -flow channel with a capacity to convey the <br />average annual flow rate, or other appropriate flow rate as determined through a hydro - <br />geomorphological analysis, without excessive erosion or channel migration, with an <br />adjacent overbank floodplain to convey the remainder of the 100 -year flow. The channel <br />improvement shall not cause increased velocities or erosive forces upstream or <br />downstream of the improvement. <br />C. Channelization and flow diversion projects shall appropriately consider issues of sediment <br />transport, erosion, deposition, and channel migration and properly mitigate potential <br />problems through the project as well as upstream and downstream of any improvement <br />activity. A detailed geomorphological analysis should be considered, when appropriate, to <br />assist in determining the most appropriate design. <br />D. Project proponents for a mitigation activity must evaluate the residual 100 -year floodplain. <br />Proponents are also encouraged to map the 500 -year residual floodplain. <br />E. All public and private flood control structures shall be maintained to ensure that they retain <br />their structural and hydraulic integrity. Annual inspections including, as appropriate, field <br />surveys of stream cross-sections, shall demonstrate to the appropriate regulatory <br />jurisdictions that the project features are in satisfactory structural condition, that adequate <br />flow capacity remains available for conveying flood flows, and that no encroachment by <br />vegetation, animals, geological processes such as erosion, deposition, or migration, or by <br />human activity, endanger the proper function of the project. If any significant problems, as <br />identified within annual inspection reports, the facility or project owner shall notify the <br />CWCB within 60 days of the inspection. The inspections shall be conducted by the local <br />