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Page 2 <br />How does High Country Bank protect To protect your personal information from unauthorized access <br />my personal information? and use, we use security measures that comply with federal law. <br />These measures include computer safeguards and secured files <br />and buildings. <br />How does High Country Bank collect my <br />personal information? <br />Why can't I limit all sharing? <br />Affiliates <br />Nonaffiliates <br />Joint marketing <br />We collect your personal information, for example, when you <br />• open an account or use your debit card <br />• make a wire transfer or apply for a loan <br />• make deposits or withdrawals from your account <br />We also collect your personal information from others, such as credit <br />bureaus, affiliates and other companies. <br />Federal law gives you the right to limit only <br />• sharing for affiliates' everyday business purposes— information <br />about your creditworthiness <br />• affiliates from using your information to market to you <br />• sharing for nonaffiliates to market to you <br />State laws and individual companies may give you additional rights to <br />limit sharing. <br />Companies related by common ownership or control. They can be <br />financial and nonfinancial companies. <br />• High Country Bank has no affiliates. <br />Companies not related by common ownership or control. They can be <br />financial and nonfinancial companies. <br />• High Country Bank does not share with nonaffiliates so they can <br />market to you. <br />A formal agreement between nonaffiliated financial companies that <br />together market financial products or services to you. <br />• High County Bank does not jointly market. <br />