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FEB-13-2009 15:47 From: <br />IMPORTANT <br />To:913038328186 Pa9e:3?3 <br />i <br />If the certificate holder is an ADDITIONAL INSURED, the poiicy(ies) must be endorsod. A statment on this <br />certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br />i <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu <br />of such endorsement(s). <br />DISCLAIMER: <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between the <br />issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it affirmatively <br />or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br />25