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GUNNISON BANK AND-TRUST CO. <br />GUNNISON, COLORADO 81230 <br />THIS CERTIFIES THAT THERE HAS BEEN`D <br />,.,.viL? N V11L10 1•a Lllri - <br />?.'..: <br />Rocky Mountain Bank Note 416 <br />h <br />d <br />•DtiN I <br />t <br />f i <br />Board <br />No 8208 <br />DOLLARS <br />en -enn a Build <br />1313 Sherman St, Den <br />EARLY WITHDRAWAL PENALTY - TIME DEPOSITS <br />+ Uer,.0-epu,.lor: <br />Financial Institution Regulatory Agencies require us to furnish you with the following information regarding your Time Deposit No, 8208 <br />maturing on 1-?-90 <br />You may not withdraw all or any part of your deposit prior to maturity except with the consent of the Finpncial Institution which may be given on- <br />ly at the time such request for withdrawal is made. <br />2 If the Financial Institution consents to withdrawal before maturity, at the time the withdrawal is made, the following penalty will be assessed: <br />a) If the maturity is one year or less, but at least 32 days, you must forfeit the equivalent of one month interest on the amount withdrawn <br />calculated at the nominal (simple interest) rate being paid on the time deposit. . <br />b) If the maturity is more than one year, you must forfeit the equivalent of three months Interest on the amount withdrawn calculated at the <br />nominal (simple interest rate being paid on the time deposit. <br />C) If the amount required to be forfeited exceeds the amount of earned interest in your account, this amount will be deducted from the amount <br />you request to withdraw. <br />3. In the event any owner of this account dies or is judicially declared mentally incompetent, the Financial Institution must allow early withdrawal <br />without any penalty. Luokv Strke M kt . for <br />The undersigned acknowledges receipt of a copy hereof. <br />DeP* state of Color do Mined Lead Realami <br />---- - <br />Signature at. <br />7 Ctn. / <br />C..-.,,.. n .. ?;.l Depositor <br />Signature Date <br /> <br /> <br />K THE AMOUNT OF <br />n <br />THIS CERTIFICATE IS PAYABLE IN CURRENT FUNDS AT MATURITY UPON SURRENDER OF THIS CERTIFICATE PROPERLY ENDORSED. THIS CERTIFICATE <br />WAY BE REDEEMED IN ADVANCE OF THE MATURITY DATE ONLY WITH THE CONSENT OF THE BANK AND IN ACCORDANCE WITH THE PENALTY FOR <br />EARLY WITHDRAWAL. INTEREST WILL NOT ACCRUE AFTER MATURITY. NON TRANSFERABLE <br />DEPOSIT <br /> ? ADD INTEREST TO PRINCIPAL <br />-- AUTHOR.IZ SIGNATURE