2010-11-02_REVISION - M1985029 ‎(7)‎

• Permit No: M1985029
• IBM Index Class Name: REVISION
• Doc Date: 11/2/2010
• Doc Name: SO Approval
• From: DRMS
• To: Ducommun Business Trust
• Type & Sequence: SO3
• Media Type: D
• Archive: No

IMPORTANT ACCOUNT INFORMATION FOR OUR CUSTOMERS
from
BANK OF CHOICE - PLATTEVILLE
370 Justin Avenue
Platteville, CO 80651
[phone]
24 - MONTH CHOICE BUSINESS CD
Rate information - The interest rate on this account is 3.630%.
You will be paid this rate until next maturity.
Compounding frequency - Interest will be compounded daily unless withdrawn or credited out of this account.
Crediting frequency - No withdrawals of interest are required. Our general policy is to credit interest into this account
quarterly, but we will permit you to have interest credited monthly into your checking account 1022865.
Time requirements - Your account will mature on January 19, 2007.
Early withdrawals - THE PENALTY THAT WE MAY IMPOSE WILL EQUAL 60 DAYS OF INTEREST ON THE AMOUNT
WITHDRAWN. WE WILL USE THE RATE OF INTEREST THAT IS IN EFFECT ON THE CERTIFICATE OF DEPOSIT ON THE DATE
OF WITHDRAWAL.
Automatically renewable account - Your account will automatically renew at maturity. Each renewal term will be the same as
the original term, beginning on the maturity date. Unless we tell you otherwise in writing, the interest rate will be the same we
offer on new certificate of deposit accounts on the maturity date which have the same term, minimum balance (if any) and
other features as the renewed certificate of deposit account. You will have a grace period of ten calendar day(s) after maturity
to withdraw the funds without being charged an early withdrawal penalty. You may prevent renewal if you withdraw the
funds in the account at maturity (or within the grace period, if any) or we receive written notice from you before maturity of
your intention not to renew. We can prevent renewal if we mail notice to you at least 10 days before maturity. The rate of
each renewal term will be determined by us on or just before the renewal date, and will be paid until the next maturity date.
On accounts longer than one month, we will remind you in advance of the renewal and tell you when the rate will be known
for the renewal period. Interest earned during one term that is not withdrawn or immediatley after that term is added to the
principal forthe renewal term.
Final maturity - If your account is not renewed, the funds in your account will be placed in an interest-bearing account.
Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the
balance in the account each day.
Accrual of interest on noncash deposits - Interest will begin to accrue on the business day you deposit noncash items (for
example, checks) into your account.
Minimum balance to open - The minimum balance required to open this account is 51000.00.
Deposit limitations - After the account is opened, you may not make any deposits.
Withdrawal limitations - You may not make withdrawals of principal from your account before maturity. You can only
withdraw interest credited in the term before maturity of that term without penalty. You can withdraw interest anytime during
the term after it is credited to your account.
Additional Terms - The following additional terms apply to this account: You must maintain a minimum balance of $1,000.00
in the account each day to obtain the disclosed annual percentage yield. We reserve the right to treat any withdrawal which
would reduce the balance remaining in the account below the required minimum initial deposit as a withdrawal of the entire
account balance and calculate the amount of penalty accordinly. You may call us at [phone] to obtain the current rate
information.
MEMBER FDIC
rev 10/04
TISA DISCLOSURE
CO/1 319310472512 V04.10 ®2000 Bankers Systems, Inc., St. Cloud, MN 6c" Page 1