Laserfiche WebLink
116 REPORT OF THE GROUP MANAGEMENT REPORT GROUP RISK REPORT <br />SUPERVISORY BOARD <br />Consolidated Financial Statements <br />Income Statement <br /> Note 2005 <br />Fin 2004 <br />Em <br />fan Change <br />% <br />Net interest antl current income <br />-Interest antl curtent income <br />-Interest expense (2) <br />(2) <br />(2) 2,221 <br />6,876 <br />4,655 2,271 <br />8,157 <br />3,888 -50 <br />719 <br />789 -2.2 <br />11.7 <br />19.8 <br />Loan loss provisions (3) -113 337 -450 <br />Net interest and curtent income after loan loss provisions 2,334 1,934 400 20.7 <br />Nal fee antl commission income <br />- Fea and commission income <br />- Fee ano commission expense (4) 2,610 <br />2,907 <br />297 2.583 <br />2,880 <br />317 47 <br />27 <br />-20 1.8 <br />0.9 <br />-6.3 <br />Net traoing income (5) 1,104 1,500 -398 -26.4 <br />Aoministrative expenses (6) 5,303 5,403 -100 -1.9 <br />Operating result 745 594 151 25.4 <br />Other operating income/expensas (7) -20 -199 179 89.9 <br />Result from investment securities (8) 1,452 142 1,310 >+100.0 <br />Amortisation of and impairment losses on Goodwill 2 124 -122 -98.4 <br />Restructuring charges (9) 12 290 -278 -95.9 <br />Income belore taxes 2,163 123 2,040 >+100.0 <br />Tax expense (10) 377 -142 519 <br />Income after taxes 1,788 265 1,521 >+100.0 <br />Income attributable to minority interests 78 59 17 28.8 <br />Net income for tae year 1,710 208 1,504 >+100.0 <br />Appropdatlon of tllstdbutable profit <br />Net inrgme for the year 1,710 206 1,504 >+100.0 <br />Addition to retained earnings 901 208 895 >+100.0 <br />Distributable profit 809 0 809 <br />Earnings per share (E) (11) 2.96 0.38 <br />