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2006 Consolidated Financial Statements <br />88 Management's Responsibility for Financial Information <br />89 Shareholders' Auditors' Report <br />90 Consolidated Balance Sheet <br />91 Consolidated Statement of Income <br />92 Consolidated Statement of Changes in Shareholders' Equity <br />93 Consolidated Statement of Cash flows <br />94 Notez to the Consolidated Financial Statements <br />1006 SCO7IABANK ANNUAL REPORT 87 <br />