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~I.u:oa •lov u:ss r.a~ s;r,s;sszaa <br />~ooa <br />IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must ce endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of Such endorsement(s). <br />If SUBROGATION fS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />reQUire an endorsement A statement on this certificate tloes not confer rights to the certificate <br />holder in lieu of such endorsement(s). <br />DISCLAIMER <br />The Certificate of Insurance on the reverse sltle of this form does not canstiWte a contract between <br />the issuing Insurer(s), authodzed representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or alter the coverage aHarded by the policies listed thereon. <br />