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SECTION III <br />SPECIFIC COVERAGE CONDITIONS <br />Conditions Applicable Only to Extended Coverage: Insurance <br />Drovided under this Coverage shell not be cumulative of but shall <br />d the coverage under Coverage F (Fi rc) to include dl rcct <br />by windstorm, hurricane, hall, explosion, riot, c1vi1 <br />~t ton, smoke, aircraft, end lend vehicles. <br />Th1s Company shell not be liable fore greeter proportion of <br />~:ny loss from any Per11 included to this Coverage then the amount <br />:f Insurance under Coverage F (F1 rc) of this policy beers to the <br />+role amount of fire insurance covering the property. <br />The folloring conditions apD1y rhether the Perils are <br />inured separately or under Extended Coverage. <br />61ass Clause: As to glass insured hereunder, this insurance shell <br />apply es excess insurance. <br />~ondltlons Applicable Only to Yindstorm, Rurrtcane, and Hetl: <br />Jnleas specif icelly nerd hereon, this Company shell not be <br />'fable for loss to metal smokestacks (except then securely <br />=_stened to wells of a masonry bulldtng), radio or television <br />::revs and antennas, rindmill s, wind chargers, outside erected <br />~:~?ns, or greenhouses, nor for loss ceased by (e) blizzard or <br />.range to temperature, nor (b) by snot storm, tidal wave, high <br />voter, or overflow, whether driven by rind or not, nor for any <br />:css ceased by rein, rhether driven by wind or not, unless the <br />.i nd or hail shall first make an openf ng in the wells or roof of <br />:he described building, and shell then be liable only for loss to <br />:he interior of the building, or the insured property therein, <br />czused immediately by rain entering the building through such <br />openings. <br />Unless specittcelly provided hereon the 'Dwelling Eztension• <br />shall not apply to structures extending rholly or partially over <br />rater. <br />'~ondittons Applicable Only to ExDloston: This Company shell not <br />table for loss by explosf on, rupture, or burst tog of steam <br />rs, steam pipes, steam turbines, steam engines, or <br />yrheels, Then such objects ere orned, operated, or controlled <br />by the Insured. This Company shall not be liable under this <br />i.orerage for damage caused by ensuing fire. <br />Conditions Appllteble Only to Riot end Civ11 Commotion: Loss by <br />riot or civil commotion shell Include di rcct loss from pillage <br />and looting when such pillage end looting occurs during and at <br />the immediate place of a riot or civil commotion, and shell also <br />include direct loss or damage by acts of strf king employees of <br />the orner or tenant of the described building chile occupied by <br />said striking employees. This Company shell not be liable under <br />this Coverage for loss resulting from ensuing ff re or from change <br />to temperature. <br />Conditions Applicable Only to Smoke: Loss by smoke shell he <br />limited to loss caused by a sudden, unusual, and faulty operation <br />of any heating, tlisposel or cooking unit, only then such unit 1s <br />connected to a chimney by a smoke pipe, end while to or on the <br />premises described hereto, excluding, however, smoke from <br />fireplaces or industrial apparatus. <br />Conditions Applicable Only Lo Demepe by Aircraft end Land <br />Vehicles: Loss by aircraft shell include direct loss by fe111ng <br />aircraft, or objects felling therefrom, but this Company shall <br />not be liable far loss ceuzed by any vehicle or atrcre ft (except <br />fa111ng atrc raft) orned or operated by the Insured, or by any <br />tenant of the described Dremises, or by any agent, employee, or <br />siember of the houshold of either. <br />conditions Appl tceble Only to Rents or Rental Value: Insurance <br />provided by this Coverage shell indemnify the insured far direct <br />loss of rents end, or rental value of the bulldtng described <br />herein provided such loss results from the Per17s insured against <br />heroin. Total liability hereunder shell not exceed the amount <br />specified under 'Total Insurance' (Column 4): nor shall the <br />liability each month exceed the amount specified on Pege 1 of <br />this policy or a proportionate part for less then a month. <br />The term "0.ents and, or Rental Value" shall mean the rental <br />value less such charges and expenses es do not necesse ri ly <br />continue. <br />it is hereby provfded that if said premises or any pert <br />thereof shall be rendered untenenteble by any of the Perils <br />insured against, this Company shell thereupon become liable for <br />the rental value of such untenenteble portions. Loss shalt be <br />computed from the date of loss until such time as the building <br />could, rlth tee soneble d111gence end dispatch, be rendered again <br />tenantable, although the period may extend beyond the ezpi ration <br />of this Dolicy; except if only a portion of the building is <br />rendered untenenteble, the number of months for which this <br />Company is liable shall not exceed the number of months for chi ch <br />this Company would have been liable in the evens the entire <br />building had been rendered untenenteble. If the insured occupies <br />any portion of the building, a fair rental value of the Donlon <br />so occupied shell be considered es part of the rcntel value <br />Insured. <br />If this insurance covers on rents or rental value of more <br />than one building, the monthly liebf lity and the total ltebil sty <br />shall apply to each building in the some proportion Chet the rent <br />or rcntel value of each building beers to the fatal rent or <br />rental value of ell buildings. <br /> <br />