SECTION III
<br />SPECIFIC COVERAGE CONDITIONS
<br />Conditions Applicable Only to Extended Coverage: Insurance
<br />Drovided under this Coverage shell not be cumulative of but shall
<br />d the coverage under Coverage F (Fi rc) to include dl rcct
<br />by windstorm, hurricane, hall, explosion, riot, c1vi1
<br />~t ton, smoke, aircraft, end lend vehicles.
<br />Th1s Company shell not be liable fore greeter proportion of
<br />~:ny loss from any Per11 included to this Coverage then the amount
<br />:f Insurance under Coverage F (F1 rc) of this policy beers to the
<br />+role amount of fire insurance covering the property.
<br />The folloring conditions apD1y rhether the Perils are
<br />inured separately or under Extended Coverage.
<br />61ass Clause: As to glass insured hereunder, this insurance shell
<br />apply es excess insurance.
<br />~ondltlons Applicable Only to Yindstorm, Rurrtcane, and Hetl:
<br />Jnleas specif icelly nerd hereon, this Company shell not be
<br />'fable for loss to metal smokestacks (except then securely
<br />=_stened to wells of a masonry bulldtng), radio or television
<br />::revs and antennas, rindmill s, wind chargers, outside erected
<br />~:~?ns, or greenhouses, nor for loss ceased by (e) blizzard or
<br />.range to temperature, nor (b) by snot storm, tidal wave, high
<br />voter, or overflow, whether driven by rind or not, nor for any
<br />:css ceased by rein, rhether driven by wind or not, unless the
<br />.i nd or hail shall first make an openf ng in the wells or roof of
<br />:he described building, and shell then be liable only for loss to
<br />:he interior of the building, or the insured property therein,
<br />czused immediately by rain entering the building through such
<br />openings.
<br />Unless specittcelly provided hereon the 'Dwelling Eztensionā¢
<br />shall not apply to structures extending rholly or partially over
<br />rater.
<br />'~ondittons Applicable Only to ExDloston: This Company shell not
<br />table for loss by explosf on, rupture, or burst tog of steam
<br />rs, steam pipes, steam turbines, steam engines, or
<br />yrheels, Then such objects ere orned, operated, or controlled
<br />by the Insured. This Company shall not be liable under this
<br />i.orerage for damage caused by ensuing fire.
<br />Conditions Appllteble Only to Riot end Civ11 Commotion: Loss by
<br />riot or civil commotion shell Include di rcct loss from pillage
<br />and looting when such pillage end looting occurs during and at
<br />the immediate place of a riot or civil commotion, and shell also
<br />include direct loss or damage by acts of strf king employees of
<br />the orner or tenant of the described building chile occupied by
<br />said striking employees. This Company shell not be liable under
<br />this Coverage for loss resulting from ensuing ff re or from change
<br />to temperature.
<br />Conditions Applicable Only to Smoke: Loss by smoke shell he
<br />limited to loss caused by a sudden, unusual, and faulty operation
<br />of any heating, tlisposel or cooking unit, only then such unit 1s
<br />connected to a chimney by a smoke pipe, end while to or on the
<br />premises described hereto, excluding, however, smoke from
<br />fireplaces or industrial apparatus.
<br />Conditions Applicable Only Lo Demepe by Aircraft end Land
<br />Vehicles: Loss by aircraft shell include direct loss by fe111ng
<br />aircraft, or objects felling therefrom, but this Company shall
<br />not be liable far loss ceuzed by any vehicle or atrcre ft (except
<br />fa111ng atrc raft) orned or operated by the Insured, or by any
<br />tenant of the described Dremises, or by any agent, employee, or
<br />siember of the houshold of either.
<br />conditions Appl tceble Only to Rents or Rental Value: Insurance
<br />provided by this Coverage shell indemnify the insured far direct
<br />loss of rents end, or rental value of the bulldtng described
<br />herein provided such loss results from the Per17s insured against
<br />heroin. Total liability hereunder shell not exceed the amount
<br />specified under 'Total Insurance' (Column 4): nor shall the
<br />liability each month exceed the amount specified on Pege 1 of
<br />this policy or a proportionate part for less then a month.
<br />The term "0.ents and, or Rental Value" shall mean the rental
<br />value less such charges and expenses es do not necesse ri ly
<br />continue.
<br />it is hereby provfded that if said premises or any pert
<br />thereof shall be rendered untenenteble by any of the Perils
<br />insured against, this Company shell thereupon become liable for
<br />the rental value of such untenenteble portions. Loss shalt be
<br />computed from the date of loss until such time as the building
<br />could, rlth tee soneble d111gence end dispatch, be rendered again
<br />tenantable, although the period may extend beyond the ezpi ration
<br />of this Dolicy; except if only a portion of the building is
<br />rendered untenenteble, the number of months for which this
<br />Company is liable shall not exceed the number of months for chi ch
<br />this Company would have been liable in the evens the entire
<br />building had been rendered untenenteble. If the insured occupies
<br />any portion of the building, a fair rental value of the Donlon
<br />so occupied shell be considered es part of the rcntel value
<br />Insured.
<br />If this insurance covers on rents or rental value of more
<br />than one building, the monthly liebf lity and the total ltebil sty
<br />shall apply to each building in the some proportion Chet the rent
<br />or rcntel value of each building beers to the fatal rent or
<br />rental value of ell buildings.
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