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• <br />James P. Oaks <br />PRESIDENT <br />January 21, 1998 <br />To Whom It May Concern: <br />Re: P K Enterprises, Inc. <br />Please be advised that P K Enterprises, Inc. has been a <br />customer of our bank since 1990 and that its 100% owner <br />and President, Pete C. Kuyper, has been a customer of our <br />bank since 1985. <br />The relationship between Mr. Kuyper, P K Enterprises, <br />Inc., and our bank has been excellent. Because of <br />numerous accounts and loans, we have been, and are, <br />intimately aware of their respective financial statements <br />and tax returns. Their financial statements and tax <br />returns definitely support their ability to engage upon <br />and complete projects whose costs are in the seven digit <br />range. <br />All their dealing with our bank have been exemplary, and I <br />have no reservations giving them our strongest endorsement <br />and recommendation. <br />Sincerely, <br />/ James P. Oaks <br />President <br />:~ <br />~; i- <br />i ~j' <br />i <br />1 ~, <br />~~ MOUNTAIN NATIONAL BANK P.O. Box 39 • Woodland Park, CO 80866 . ~; ls> sa^-aol2 <br />