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FtECEI\/~® /~ ~Prtf f iCAte of ~t~~ur~ttce JUL 12 2004 ~'l~ Aon Rd~3iel~oTTvtirfeF315andGeology To: Division of Minerals & Geology Re: Department of Natural Resources Attn: Janet H. Binns 1313 Sherman Street, Room 215 Denver, CO 80203 Assured: RAG American Coal Holding, inc. _ 999 Corporate Blvd. Linthicum Heights, MD 21090 This is to certify that the policies of insurence listed below have been issued to the Insured named above far the po/icy period intlicated, notwithstanding any requirement, term. or condition of any contract or other document with respect to which this certificate may be issued or may pertain. The insurance al/orded by the policies described herein is subject to all the terms. exclusions and conditions of such po/icies. Limits shown may have been reduced by paid claims. - Type of Policy Policy Policy Insurance No. Period Limits/Values Commercial General ICH GL 137-04 01/01/04 - $ 6,000,000 General Aggregate Liability 01/01/05 $ 6,000,000 Products/Completed Operations Aggregate $ 1,000,000 Personal and Advertising Injury $ 1,000,000 Each Occurrence $ 1,000,000 Fire Damage (Any One Fire) $ 10,000 Medical Expense (Any One Person) Insurance Company(ies) Insurance Corporation of Hanover Automobile Liability AS2-641-004364-114 01/01/04- $ 1,000,000 CSL Each Occurrence 01/01/05 Insurance Company(ies) Liberty Mutual Fire Excess Worker's OEX 000363 04 Compensation/ Employer's Liability Insurance Company(ies) -Old Republic Insurance Excess Liability ICH CU 231-04 06/30/04 - WC: 06/30/05 Statutory EL: $ 1,000,000 Each Accident $1,000,000 Disease-Policy Limit $ 1,000,000 Disease -Each Limit U7/U7/U4 - ~ I,000,UUU tacn toss aria In the aggregate as per 01!01!05 Form, excess scheduled underlying. Insurance Company(ies) Insurance Corporation of Hanover RAG Empire Coporation including Permit #C-t11-044, Twentymile Coal Company including Permit #C-82-056. The insurer will notify the division of substantive changes in policy, including termination or failure to renew. The subscnbing insurers obligations under contracts of insurance to which they subscribe are several and not joint antl are limited solely to the extent of their individual subscriptions. The subscribing insurers are not responsib/e for the subscription o/ any cosubscdbing insurer who /or any reason does not satisfy all or part of its obligations. This certificate is issued as a matter of information only and confers no rights upon the certificete holder. This certificate does not amend, extend or after the arverage afforded by the policy(ies) shown hereon. Shoultl any of the above tlescnbed policies be canceletl before the expiration tlate thereof, this agency, on behalf of the issuing company(ies), will endeavor to mail 60 days written notice to the above named certificate holder, but failure to mail such notice shall impose no obligation or liability of any kind upon the wmpany(ies) or this agency. Aon Risk Services of Illinois, Inc. Date: July 8, 2004 Aon Rirk Seroicer of Texat, Inc. 1330 Post Oak Blvd., Suite 900 • Houston, Texaz 77056 • tel: (832) 476-6000 • faz: (832) 476-6590