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Fi~CEIVED ~tl~rll' ` 2°°~ Oivisian of Minerals and Geology Certificate of ~r~gur~nce Aon Risk Services To: Division of Minerals & Geology Department of Natural Resources Attn: Janet H. Binns 1313 Sherman Street Room 215 Denver, CO 80203 Assured: RAG American Coal Holding, Inc. 999 Corporate Boulevard Linthicum Heights, MD 21090 Re: This is to certify that the policies of insurance listed below have been issued to the Insured named above for the policy pehod indicated, notwithstanding any requirement, term, or contlition or any contract or other document with respect to which this ceR/licate maybe issued or may pertain. The insurance aHordetl by the policies described herein is subject to all the terms, exclusions and conditions of such policies. Limits shown may have been reduced by paid claims. Type of Policy Policy Policy Insurance No. Period Limits/Values Commercial General ICH GL 137-04 01/01/04 - $ 6,000,000 General Aggregate Liability 01/01/05 $ 6,000,000 Products/Completed Operations Aggregate $ 1,000,000 Personal and Advertising Injury $ 1,000,000 Each Occurrence $ 1,000,000 Fire Damage (Any One Fire) $ 10,000 Medical Expense (Any One Person) Insurance Company(ies) Insurance Corporation of Hanover Automobile Liability A52-641-004364-114 01/01/04 - $ 1,000,000 CSL Each Occurrence 01/01/05 Insurance Company(ies) Liberty Mutual Fire Excess Worker's OEX 000363 04 06!30!04 - WC: Compensation/ 06/30/05 Statutory Employer's Liability EL: $ 1,000,000 Each Accident $ 1,000,000 Disease -Policy Limit $ 1,000,000 Disease- Each Limit Insurance Company(ies) Old Republic Insurance Company Excess Liability ICH CU 231-04 01/01!04 - $ 1,000,000 Each Loss and in the aggregate as per 01/01/05 Form, excess scheduled underlying. Insurance Company(ies) Insurance Corporation of Hanover RAG Empire Corporation including Permit #C-81-044; Twentymile Coal Company including Permit #C-82-056. The insurer will notify the Division of substantive changes in policy, including termination or failure to renew. The subschbing insurers' obligations under contracts o/ insurance to which they subscdbe are several and not %oint and are limited solely to the extent of their individual subscriptions. The subscdbing insurers are not responsib/e fort the subscdption of any casubscdbing insurer who for any reason tloes not satisfy all or part o1 its obligations. Tnis certincate is issued as a matter Of information only antl confers no dghts upon the certificate Holder. This certifcate noes not amentl, extend or alter the coverage aROrded by the policy(ies) shown hereon. Should any of the above described policies be canceled before the expiration date thereof, this agency, on behalf of the issuing company(ies), will entleavor to mail 30 days written notce [o the above named certificate holder, but failure to mail such notice shall impose nc obligation or liahility of any kintl upon the company(ies) or this agency. Aon Risk Services of Illinois, Inc. Date: July 8, 2004 1 Aon Ri.rk Services of Texar, Ine. 1330 Post Oak Blvd., Suite 900 • Houston, Texaz 77056 • tel: (832) 476-6000 • fax: (832) 476-6590