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• • • d. Orel or written publicati~material that slanders or libels a person or organization or disparages a person's or organization's goods, products or serv- ices; or 13. e. Oral or written publication of material that violates a person's right of privacy. 11. a. "Products-completed operations hazard" includes all "bodily injury' and "property damage" occur- ringaway from premises you own or rent and aris- ing out of "your product" or "your work" except: (1) Products that are still in your physical posses- sion; or (2) Work that has not yet been completed or abandoned. b. "four work" will be deemed completed at the earli- est of the following times: (1) When all of the work called for in your con- tract has been completed. (2) When all of the work to be done at the site has been completed if your contract calls for work at more than one site. (3) When that part of the work done at a job site has been put to its intended use by any per- son or organization other than another con- tractor orsubcontractor working on the same project. Wbrk that may need service, maintenance, correc- tion, repair or replacement, but which is otherwise complete, will be treated as completed. c. This hazard does not include "bodily injury' or "property damage' arising out of: (1) The transportation of property, unless the in- jury or damage arises out of a condition in or on a vehicle created by the "loading or unload- ing" of it; (2) The existence of tools, uninstalled equipment or abandoned or unused materials; (3) Products or operations for which the classifi- cation in this Coverage Part or in our manual of rules includes products or completed oper- ations. 12. "Property damage" means: a. Physical injury to tangible property, including all resulting loss of use of that property. All such loss of use shall be deemed to occur at the time of the physical injury that caused it; or CG 00 01 11 88 b. Loss of ~f tangible property that is not physi- callyinjured. All such loss shall be deemed to oc- cur at the time of the 'bccurrence" that caused it. "Suit' means a civil proceeding in which damages be- cause of "bodily injury; "property damage'; "personal injury' or "advertising injury" to which this insurance applies are alleged. "Suit" includes: a. An arbitration proceeding in which such damages are claimed and to which you must submit or do submit with our consent; or b. Any other alternative dispute resolution proceed- ing in which such damages are claimed and to which you submit with our consent. 14. "Your product" means: a. Any goods or products, other than real property, manufactured, sold, handled, distributed or dis- posed of by: (1) You; (2) Others trading under your name; or (3) A person or organization whose business or assets you have acquired; and b. Containers (other than vehicles), materials, parts or equipment furnished in connection with such goods or products. "Your product" includes: a. Warranties or representations made at any time with respect to the fitness, quality, durability, per- formance or use of "your product"; and b. The providing of or failure to provide warnings or instructions. "Your product" does not include vending machines or other property rented to or located for the use of others but not sold. 15. "Your work" means: a. Work or operations performed by you or on your behalf; and b. Materials, parts or equipment furnished in con- nection with such work or operations. "Your work" includes: a. Warranties or representations made at any time with respect to the fitness, quality, durability, per- formance or use of "your work"; and b. The providing of or failure to provide warnings or instructions. Page 9 019