GENERAL40107

• Permit No: C1981053
• IBM Index Class Name: General Documents
• Doc Date: 2/7/1991
• Doc Name: Certificate of Insurance
• From: UNITED AGENCY INC
• To: MLR
• Permit Index Doc Type: INSURANCE
• Media Type: D
• Archive: No

a consequence of ~ "bodily injury' or'per- c. Covera~ does not apply to "personal injury" or
sonal injury" or for any obligation to share "advertising injury' arising out of an offense com-
' damages with or repay someone else who miffed before you acquired or formed the organi-
must pay damages because of the injury; or zation.
• (2) "Bodily injury' or "personal injury' arising out No person or organization is an insured with respect to the
of his or her providing or failing to provide conduct of any current or past partnership or joint venture
professional health care services; or that is not shown as a Named Insured in the Declarations.
(3) "Property damage" to property owned or oc- SECTION III-LIMITS OF INSURANCE
cupied by or rented or loaned to that em- 1. The Limits of Insurance shown in the Declarations and
ployee, any of your other employees, or any the rules below fix the most we will pay regardless of
of your partners or members (if you are apart- the number oF:
nership or joint venture). a. Insureds;
b. Any person (other than your employee), or any or- b. Claims made or "suits" brought; or
ganization while acting as your real estate man- c. F~rsons or organizations making claims or bring-
ager.
ing "suits".
c. Any person or organization having proper tem- 2. The General Aggregate Limit is the most we will pay
porary custody of your property if you die, but only: for the sum oF:
(1) Wth respect to liability arising out of the main- a. Medical expenses under Coverage C;
tenance or use of that property; and b. Damages under Coverage A, except damages be-
(2) Until your legal representative has been ap- cause of "bodily injury' or "property damage" in-
pointed. cluded in the "products-completed operations
hazard"; and
d. Your legal representative if you die, but only with c. Damages under Coverage B.
respect to duties as such. That representative will
have all your rights and duties under this Cover- 3. The Products-Completed Operations Aggregate Limit
age Part. is the most we will pay under Coverage A for damages

"
" because of "bodily injury' and "property damage" in-
•
3. With respect to
mobile equipment
registered in your cluded in the "products-completed operations hazard"
name under any motor vehicle registration law, any per- 4. Subject to 2. above, the Personal and Advertising In-
son is an insured while driving such equipment along jury Limit is the most we will pay under Coverage B
a public highway with your permission. Any other per- for the sum of all damages because of all "personal
son or organization responsible for the conduct of such injury' and all "advertising injury' sustained by any one
person is also an insured, but only with respect to lia- person or organization.
bilily arising out of the operation of the equipment, and
only if no other insurance of any kind is available to 5. Subject to 2. or 3. above, whichever applies, the Each
that person or organization for this liability. However, Occurrence Limit is the most we will pay forthesum of:
no person or organization is an insured with respect to: a. Damages under Coverage A; and
a. "Bodily injury' to a co-employee of the person driv- b. Medical expenses under Coverage C
ing the equipment; or because of all "bodily injury' and "property damage"
b. "Property damage" to property owned.by, rented arising out of any one "occurrence'.
to, in the charge of or occupied by you or the em- 6. Subject to 5. above, the Fire Damage Limit is the most
ployer of any person who is an insured under this we will pay under Coverage A for damages because
provision. of "property damage" to premises rented to you aris-
4. An or anization
y g you newly acquire or form, other than ing out of any one fire.
a partnership or joint venture, and over which you 7. Subject to 5. above, the Medical Expense Limit is the
maintain ownership or majority interest, will qualify as most we will pay under Coverage C for all medical ex-
a Named Insured if there is no other similar insurance penses because of "bodily injury' sustained by any one
available to that organization. However: person.
a. Coverage underthis provision is afforded only un- The limits of this Coverage Part apply separately to each
til the 90th day after you acquire or form the or- consecutive annual period and to any remaining period of
ganization or the end of the policy period, less than l2 months, starting with the beginning of the poli-
•
whichever is earlier; cy period shown in the Declarations, unless the policy peri-
od is extended after issuance for an additional period of
b. Coverage A does not apply to "bodily injury" or less than 12 months. In that case, the additional period will
"property damage' that occurred before you ac- be deemed part of the last preceding period for purposes
quired or formed the organization; and of determining the Limits of Insurance.
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