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VF,CTRA BANK COLORADO, NATIONAL ASSOCIATION <br />CERTIFICATE OF DEPOSIT ACCOUNT AGREEMENT AND <br />SIGNATURE CARD <br />ACCOUNT NUMBER 4440005177 <br />BRANCH LACATION WOODLAND PARK <br />BRANCH NUMBER 1449 DATE 04-09-01 <br /> Nm Ca,sams Conauma <br />O Sole Proprietorship O Individual <br />^ Farmerahipn.LFn.LLF ^ Joint <br />^ Corporatim ^ Minor/Cltalodian <br />^ TnW/Cnudee ^ TnuVfnulee <br />^ limited liability Company ^ IRA <br /> Public Fends ^ Oths <br />^ iration/Asaociation <br />HOWARD <br />AccoUNTTrn.E STATE OF COLORADO/NLRB <br />P.D.P.A. O100~i 051 10 <br />Address 1313 SHERMAN ST. , RM 215 <br />Cnr. amts, y;p DENVER, CO. 80015 <br />Taxpayer l.D. Number (TB'1) 521-60-0414 <br />Ronald W. Cottony, Director <br />City, Stffie, Zip <br />Time at Present Address (yn) Hame Phone <br />Taxpays I.D. Ntunber(TTN) DOB <br />Mother's Maidrn Name <br />Employer Business <br />Address <br />City. Smtq Zip <br />Time at Prcrem Addreu (yra) Home Phme <br />Taxpays l.D. Number(TW) DOH <br />Mother's Msidrn Name _. <br />Employs Bwineu Phone <br />CnY, ~0. TiP <br />Time at Present Address (yn) Henn Phme <br />Taxpays I.D. Number(flPl) DOB <br />Mother's Maiden <br />Husinsa Phme <br />B-99-0167 2/99 <br />The emual psceNage yield assumes inteest remains m deposit umil <br />nubuity. A wifhdnwal will reduce eaminga. If yen withdraw any of the <br />prircipal in the account before the maturity date, a pesatty may be imposed u <br />follows: Far certifiates with mahui[id of II momhs s leas, the penahy shah <br />be me mmth's imveat; far certificates with roanuities greats Itun oce yeti, <br />the penalty shell be three month's tensest <br />hrterest for Wia aceount u: Interest paymrnta far this accoum arc: <br />3:K COMPOUNDED DAILY <br /> <br />^ SIMPLE O CAPITALIZED <br /> <br />tensest is credited: ~ pAID BY CHECK <br /> <br />^ MONTHLY O TRANSFERRED TO ACCT <br /> <br />~( QUARTERLY ACCT# <br /> <br />^ ANNUALLY ^ DDA/MMA ^ SAV <br />^ AT MATURITY (12 MON THS OR LESS) <br />hnerest Begins to acme oo the business day yen deposit noncash items (for <br />example, checks). <br />TM minimum balance to open this aceomt is S 1000.00 <br />Ym must maimain this balance in Your account every day in order to obtain <br />the annual perceNage yield listed above. <br />TO <br />We use the daily tulmice method to calculate the interest on your acoounl <br />This method applies a periodic rate b the prircipal in the aceount tech day. <br />Additioiisl deposits ere permitted to wowuns accouob with an initial <br />'ty date of 11 momha s less. Far accounts with initial maturities gaols <br />s with oprning deposits greats then SI00,000.00, additional <br />thra box and the °Automalinlly Rrnewing" boz m your confimutim <br />checked, this account will be automalically renewed at mnnnity. <br />Ym have a grace period often (10) calendar days after the miuiirity date <br />w4 ~Lo withdraw the funds N the scooum without being durged a penalty. <br />Rercwiog catificats wi6 nutamatically resew for the same maturity period if <br />Ixlt preSCmed fa! PaYmem WIth1I1 lU Celerdar days aRer any mahvity dale, err <br />unless the Bank issues s mails notice otherwise to the address then m Bank <br />retards, at lean thirty (30) days before any maturity date. This applies only to <br />cenificates with vufuriliea over thirty (30) days. The renewal iNereet rate and <br />aramsl perceinage yield will be those prevailing at the time of maturity fa <br />certificates of like duration end amount <br />O If his box aad the "Single" box m your cmfirnutim are checked ltus <br />account will rct be renewed at maturity. Non-frnewing cenilicatea <br />reaching maturity wi6 remain in the accoum umil withdrawal is <br />requested Thee certificates will oat accrue interest after maturity <br />unless transferred [o another tensest-hearing accouid <br />Team Member Name LORI SMITH <br />Team Membs'aIDNumbs 94647 <br />Acceunt N,,,n)~4490005177 <br />Date Oprned <br />Acoouat Type PUBLIC FUND~Iasa Code PF <br />IRA Code Accmm DeaigrWim <br />Wercat Ram 06.060 Annual Pacrnmge Yield 06.250 <br />Rernwal Frcq~2 MONTHSfe,m 12 MONTHSNext Mat 10/23/01 <br />AGREEMENT <br />VWe, the urdasigoed authorized individual(s), agree to the terms and cmditiom c <br />this account ere contained m this accoum agreement and Vectra Back Colorado's <br />Rules and Regulations, which have been received and incorporated herein, as they <br />may 6e amended Hy signing this aignaNre card Uwe acknowledge receipt of a <br />copy of and agree(s) to the terms ofthe following disclosures: <br />^ Peraoiial Account Temp O Business Account Terms <br />^ Rate Information <br />Customer's Initials Customer's <br />Customer's Iniliala <br />