2005-03-08_REVISION - M1981121 (2)

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-. : . ,. ~ ' . ~ e Mi. i"~i f ; :'.~ i~c: 3F Svk f~ `~ ~ ~e Y'.~°'ft ~ aY~~ ~~~; ~ ' ' ~- ,s '. U.e. Sank Naticrial Assocation~ ~ ~. CERTIFICATE Ot`DEPOSiT' ` r.-. Chapel Hills Office - ' " R F' -. AGREE E~ T .~ C~ PT=? . x ''t " - ° . MEMBE FDIC r - . 9~. ~ NON TRANSFERABLE BANK/BRANCH NO: ~ ~ ~ ~ DEPOSITOR(S) _ ~ A „~ T N E AND ElDDRES ~ ~ ~ I ~ 3 9 4 3 1123 1415' ~~ PVSLZC FUNDS # ~ - -- AUTOMATICALLY RENEN/ABLE' COLORADO MINED ~ LAND RHCLAMATION BOARD- - ~ ~ THIS CERTIFICATE. WILL . 1313 sxEtuaAN 5T sTH 215 AUTOMATICALLY RENEW DHNVHR ~ "co-;. ~ ~ AT MATURITY:'`-.~ SOCIAL SECURITY NO DATE OF DEPOSIT:. 10/14/98 INTEREST RATE: -, 5.15000 .. r DEPOSIT AMOUNT: ¢2, 500 .00 ANNUAL PERCENTAGE YIELD:' S.15~ YOUR ACCOUNT WILL MATURE ON:: 10/14/03 '" YOUR ACCOUNT WILL MATURE IN: 60 MONTHS _ INTEREST WILL BE COMPOUNDED AND CREDITED -- XX annually XX - _INTEREST WILL BE PAID OUT 8Y CHECK: . .,. TRANSFER TO ACCOUNT TERMS ' The interest rate and annuai percentage yield for your account are indicated at the top of this document. You will be paid this rate until the maturity date of the certificate. The annual percentage yield assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. The interest rate on your account may be adjusted upon renewal. Interest begins to accrue on the business day you deposit noncash items (e.g., checks). We use the daily balance method to calculate the interest on your account. Thls method applies a daily periodic rate to the principal in the account each day. ' This account will automatically renew at maturity. You will have a grace period of ten (70) oalendar days from the maturity date to withdraw funds without penalty: if the amount withdrawn is deposited into another time certificate at this bank within that ten (10) day period, interest will be paid dudng the ten (10) day period at the rate applicable to the new. certificate. The bank may upon not less than 30 days wntten notice elect to call this certificate for payment on a maturity date. ' This certificate is an agreement to keep funds on deposit with the bank until the current maturity date. Except as required by law, withdrawal prior to matunty will be permitted only with the consent of the bank which' may only be given at the time of withdrawal. ' .Except as Prohibited by taw, we will impose a penalty It you wlthdraw any of the deposited funds before the maturity date. The penalty will be assessed on the amount withdrawn. The fee Imposed will equal: Three (3) months interest on accounts with terms less than one (1) year; Six (6) months Interest on accounts Wtth terms one (1) year or greater. ' You may not make deposits into your, account unfit the maturity date. You may make patiai withdrawals from your accoun! prior to maturity; however, except as prohibited by law, we will impose the early withdrawal penally on the amount withdrawn. The minimum withdrawal amount is $1,000. If a withdrawal is made, your remaining balance must meet minimum opening balance requirements. Partial withdrawals are not allowed on accounts with balances $100 000 and over. ' This deposit is not tFansferable. This certificate may not be paid to any person other than the named depositor(s). Any parson requesting payment of this certificate will be required to establish to the satisfaction of the bank, that (s)he is the depositor. a coc.ti~na, Fem. a+.ea