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• EXCLUSIONS FROM COVERAGE • The following matters ere expressly excluded Irom the coverage of this policy end the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to 6ullding end zoning laws, ordl- nences, ar regulations) restricting, regulating, prohibiting or relating to (I) the occupancy, use, or enjoyment of the land; (II) the character, dimensions or location of any Improvement now or hereafter erected on the Isnd; (iii) a separation In ownership or a change In the dimensions or area of the tend or any parcel of which the land Is or was a part; or (Iv) environmental protection, or the effect of any vlolellon of these Iawa, ordinances or governmental regulations, except to the extent that a notice of the enloreemenl thereol or a notice of a detect, Ilan or encumbrance resulting from a violation or alleged vlolellon effecting the land has been recorded In the public records et Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice o} the exercise thereof or a notice of a defect, Ilan oreneumbrenca resulting Irom a vlolellon or alleged vlolellon effecting the land hea been recorded In the public records et Date of Polley. 2. Rights of eminent domain unless notice of the exercise thereol has been recorded In the public reeorde at Date of Polley, but not excluding from coverage any taking which has occurred prior to Date of Polley which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, Ilene, encumbrances, adverse claims or other matters: (a) created, suffered, assumed or agreed to by the Insured claimant; (b) not known to the Company, not recorded In the public reeorde at Dete of Polley, but known to the Insured .claimant end not disclosed In writing to the Company by the Insured claimant prior to the date the Insured elalment became an Insured under this policy; (e) resulting in no loss or damage to the Insured elalment; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been eustalned if the lnsuredelalmant had paid value forthe estate or Interest Insured by this policy.