BROAD FORM COMPREHENSIVE GENERAL LIABILITY ENDORSEMENT-(Continued) GL 04 04
<br />(Ed. 5-81)
<br />(d) which causes or contributes to the inlosicalion of any per
<br />son.
<br />it the named insured is a person or organization engaged in the
<br />business al manufacturing, dlslribut~ng, selling or serving al~
<br />cohol~c beverages. or if not so engaged, is an owner or lessor of
<br />premises used for such purposes, but only part (a) of this
<br />esclusion (B) (d) applies when the named insured is such an
<br />owner or lessor:
<br />J
<br />
<br />(4) due to war. whether or not declared, civil war, insurrection.
<br />rebellion ar revolution. or to any act or condition incident to any of
<br />the foregoing;
<br />(C) to bodily injury
<br />(1) to the named insured. any Danner thereof, any tenant or other
<br />person regularly residing on the insured premises or any employee
<br />of any of the foregoing if the bodily injury arises out of and in the
<br />course dl his em Dloymenl therewith.
<br />(2) to any other tenant if the bodily injury occurs on that pail of
<br />the insured premises rented Irom the named insured or to any
<br />employee of such a tenant if the bodily injury occurs on Ine ten
<br />ant's Darl of the insured premises and arises out of and in the
<br />course of his employment for the tenant:
<br />(3) to any person while engaged in maintenance and repair of the
<br />insured premises or alteration. demolition or new construction al
<br />such premises:
<br />(4) to any person if any henelils for such bodily injury are payable
<br />or required Id be provided under any woiMmen's coin Densalion,
<br />unemployment compensation or daabJity benehts law, or under
<br />any vmdar law;
<br />f6) to any person prachUng, instructing or participating in any
<br />physical training, sport. athletic activity or contest whether on a
<br />formal or informal basis:
<br />(6) it the named insured is a club. to any member of the named
<br />insured:
<br />(7) if the named insured is a hotel, motel, or tourist court. to any
<br />guest of the named insured:
<br />(D) 1o any medical espense loi services by the named insured, any
<br />employee thereof of any person or oiganizunon under contract to the
<br />named insured to Urovide such services.
<br />LIMITS OF LIABILITY
<br />the limit of liability for Premises Medical Payments Coverage is SI.000
<br />each person unless olherw~se stated in the schedule of this endorsement.
<br />the limo of ha6ddY aDPbcable to "each person" is the limit of the compa~
<br />nys liability for all medical espense for bodily injury to any one person as
<br />the result al any one accident, but subject to the above provision respect
<br />ing "each person", the total liability of the company under Premises Med~-
<br />cal Payments Coverage fog all medical espense for bodily injury to Iwo or
<br />mare persons as the result of any one accident shall not exceed the limit
<br />of bodily injury liability stated in the policy as applicable to "each occur
<br />rence".
<br />When more than one medical payments coverage afforded by the policy
<br />applies to the loss, the company shall not be Fable for more than the
<br />amount of the highest applicable limit of liability.
<br />ADDITIONAL DEFINITIONS
<br />When used herein.
<br />"insured premisei' means all premises owned by or rented to the named
<br />insured with resDecl to which the named insured is altorded coverage for
<br />bodily injury liability under this policy, and includes the ways immediately
<br />adjoining on land:
<br />"medical espense" means espenses for necessary medical, surgical, x ray
<br />and dental services. including prosthetic devices, and necessary ambu~
<br />lance, hospital, professional nursing and funeral services
<br />ADDITIONAL CONDITION
<br />Medical Reports. Drool and Payment of Claim
<br />As soon as practicable the injured person or someone on his behalf shall
<br />give to the company written proof of claim, under oath it required, and
<br />shall, after each request Irom the company, execute aulhorizal~on to enable
<br />the company to obtain medical reports and etlD~es of records The injured
<br />GL 04040581
<br />person shall submit to physical examinal~on by physicians selected by the
<br />company when and as open as the company may reasonably requue. The
<br />company may pay the injured person or any person or organization render-
<br />ing the services and the payment shall reduce the amount payable here-
<br />under for such injury. Payment hereunder shall not constitute an admis-
<br />sion of liability of any person or, except hereunder, of the company.
<br />IV. HOST LIQUOR LAW LIABILITY COVERAGE
<br />Exclusion (h) does not apply with respect to liability of the insured or
<br />his indemnitee arising out of the giving or serving of alcoholic bever~
<br />ages al functions inmtlental to the named insured's business, provided
<br />the named insured is not engaged in the business of manufacturing,
<br />distr~buling, selling or serving of alcoholic beverages.
<br />V. FIRE LECAL LIABILITY COVERAGE-REAL PROPERTY
<br />With resDecl to property damage to structures or portions thereof rent
<br />ed to dr leased to the named insured, including fixtures permanently
<br />attached thereto. it such property damage arises out of lire
<br />(A) All of the exclusions of the policy. other than the Nuclear Energy
<br />Liability Exclusion (Broad Form), are deleted and replaced by the fol-
<br />lowing:
<br />This insurance does not apply to liahildy assumed by the insured
<br />under any contract or agreement.
<br />(B) the limit of property damage liability as respects this fire Legal
<br />Liability Coverage-Real Property is 550,000 each occurrence unless
<br />otherwise stated in the schedule of this endorsement.
<br />(C) the Fire Legal Liabildy Coverage-Real Property shall he excess
<br />insurance over any valid and collectible properly insurance (including
<br />any deductible portion (hereof), available to the insured, such as, but
<br />not limited lo. Fire. Extended Coverage. Builder's RisA Coverage or
<br />Installation Rish Coverage. and the Other Insurance Condition of the
<br />policy is amended accordingly.
<br />VI. BROAD FORM PROPERTY DAMAGE LIABIIITY COVERAGE (Including
<br />Completed Operations)
<br />The insurance for property damage liahilily applies. su blect to the tol~
<br />lowing adddional provis~ons~
<br />(A) Exclusions (N 1 and (o) are replaced by the following:
<br />(I l la Dropcily owned or nccupmd by nr n:nlr.0 to the insured, or,
<br />erceDt w~lh re;pecl to the use of eleralors, to Drooerly held by the
<br />insured for sale or entrusted to the insured for storage or salekeep~
<br />ing:
<br />(2) except with respect to Lability under a wntlen sidetrac4 agree
<br />menl or the use of eleralors
<br />(al la properly while on premises awned by or rented to the
<br />insured for the purpose of having operations Dertoimed on such
<br />property by or on behalf of the insured.
<br />(b) to tools or equipment while being used by the insured in
<br />performing his operations,
<br />(c) to properly in the custody of the insured which ~s to be
<br />installed, erected or used in construction by the insured.
<br />(d) to that particular part of any property, not on premises
<br />owned by or rented to the insured,
<br />(i) upon which operations are being performed by or on
<br />benall of the insured al the time of the property damage
<br />arising out of such operations, or
<br />(u) out of which any property damage arses, or
<br />(u0 the restoration, repair or replacement of wh¢h has
<br />been made or is necessary by reason of faulty worMmanship
<br />thereon by or an behalf of the insured;
<br />(3) with respect to the completed operations hazard and with re~
<br />spect to any classification slated in the policy or in the company's
<br />manual as "including completed operations", to property damage
<br />to work performed by the named insured arising out of such work
<br />or any portion thereof, or out of such materials, parts or equipment
<br />furnished in connection therewith.
<br />(B) The Broad Form Property Damage Liability Coverage shall be excess
<br />insurance over any valid and collectible property insurance (including
<br />Page 3 0l 4
<br />
|