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08/18/2004 I2:02:091ow LW <br />STANDARD <br />COMMITMENT FOR TITLE INSURANCE <br />ISSUED BY <br />First American Heritage Title Company <br />AS AGENT FOR <br />First American Tile Insurance Company <br />File No.: 281-H0007240-02(rH <br />INFORMATION <br />The Title Insurance Commitment is a legal contract between you and the company. It is issued to show the basis on <br />which we will issue a Title Insurance Policy to you. The Policy will insure you against certain risks to the land title, <br />subject to the ]imitations shown in the Policy. <br />The Company will give you a sample of the Policy form, if you ask. <br />The Commitment is based on the land title as of the Commitment Date. Any changes in [he land title or the transaction <br />may affect the Commitment and the Policy. <br />The Commitment is subject to its requirements, Exceptions and Conditions. <br />THIS INFORMATION IS NOT PART OF THE TITLE INSURANCE COMMITMENT. YOU SHOULD <br />READ THE COMMITMENT VERY CAREFULLY. IF YOU HAVE ANY QUESTIONS ABOUT THE <br />COMMITMENT PLEASE CONTACT THE ISSUING OFFICE. <br />AGREEMENT TO ISSUE POLICY <br />First American Title Insurance Company, referred to in this commitment as the Company, through its <br />agent First American Heritage Title Company, referred to in this Agreement as the Agent, agrees to <br />issue a policy to you according to the terms of this commitment. When we show the policy amount and <br />your name as the proposed insured in Schedule A, this commitment becomes effective as of the <br />Commitment Date shown in Schedule A. <br />If the Requirements shown in the Commitment have not been met within six months afrer the Commitment <br />date, our obligation under this Commitment will end. Also our obligation under this Commitment will end <br />when the Policy is issued and then our obligation to you will be under the Policy. <br />Our obligation under this Commitment is limited by the following: <br />The Provisions in Schedule A. The Requirements in Schedule B-1. <br />The Exceptions in Schedule B-2. The Disclosures and Conditions contained in this <br />Commitnent. <br />This Commitment is not valid without SCHEDULE A and Sections 1 and 2 of SCHEDULE B attached. <br />