PERMFILE42630

• Permit No: M1984001
• IBM Index Class Name: Permit File
• Doc Date: 1/3/1984
• Doc Name: REGULAR 110 PERMIT APPLICATION FORM
• Media Type: D
• Archive: No

' SCHLE OF EXCLUSIONS FROM RAGE
The following matters are expre ly excluded from the coverage of this policy:
1. Any law, ordinance or governmental regulation (including but not limited to building nd zoning ordinances) re-
stricting or regulating or prohibiting the occupancy, use or enjoyment of the land, o regulating the character,
dimensions or location of any improvement now or hereafter erected on the land, or rohibi[ing a separation in
ownership or a reduction in the dimensions or area of the land, or the effect of any viola ion of any such law, ordi-
nance or governmental regulation,
2. Rights of eminent domain or governmental rights of police power unless notice of the exec
in [he public records at Date of Policy.
3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, as
insured claimant; (h) not known to the Company and not shown by the public records
claimant either a[ Date of Policy or at the date such claimant acquired an estate or in[e
and not disclosed in writing by file insured claimant to the Company prior to the date sot
an insured hereunder; (c) resulting in no loss or damage to the insured claimant; (d) a
quent to Date of Policy; or (e) resulting in loss or damage which would no[ have been su:
an[ had paid value for the estate or interest insured by this policy,
CONDITIONS AND STIPULATIONS
1. DEFINITION OF TFRMS
The following terms when used in this policy mean
(a) "insured": the insured named in Schedule A, and.
subject to any rights or defenses the Company may have
against [he named insured, those who succeed to the interest
of such insured by operation of law as distinguished from
purchase including, but not limited to, heirs, dislribu[ees.
devisees, survivors. personal representatives, next of kin, or
corporate or fiduciary successors.
(b) "insured claimant": an insured claiming loss or dam-
age hereunder.
(c) "knowledge": actual knowledge, not constructive
knowledge or notice which may 6e imputed to an insured by
reason of an}• public records.
(d) "land": thr land described, specifically or by reference
in Schedule A, and improvemen LS affixed [hereto which by law
constitute real properly; provided, however, the term "land"
does not include any property beyond the lines of the area
specifically described or referred to in Schedule A, nor any
right, title, interest, estate or easement in abutting streets,
roads, avenues, alleys, lanes, ways or waterways, but nothing
herein shall modify or limit [he extent to which a right of
access to and from the land is insured by this policy.
(e) "mortgage": mortgage, deed of trust, trust deed, or
other security instrument.
(f) "public records": those records which by law impart
constructive notice of matters relating to said land.
Z. CONTINUATION OF INSURANCE AFTER CONVEYANCE OF
TITIE
The coverage of this policy shall continue in force as of
Date of Policy in favor of an insured so long as such insured
retains an estate or interest in the land, or holds an indebted-
ness secured by a Purchase money mortgage given by a pur-
chaser from such insured, or so long as such insured shall
have liability by reason of covenants of warranty made by
such insured in anv transfer or conveyance of sugh estate or
interest; provided, however, this policy shall not continue in
force in favor of any purchaser from such insured of either
said estate or interest or the indebtedness secured by a pur-
chase money mortgage given to such insured.
3, DEFENSE AND PROSECUTION OF ACTIONS -NOTICE OF
CIAIM TO BE GIVEN BY AN INSURED CLAIMANT
(a) The Compan}•, at its own cost and without undue
delay, shall provide for the defense of an insured in all litiga-
tion consisting of actions or proceedings commenced against
such insured. or a defense interposed against an insured in an
action to enforce a contract for a sale of the estate or interest
in said land. to the extent that such litigation is founded upon
an alleged detect, lien, encumbrance, or other matter insured
against by this policy.
(h) The insured shall notify tl
writing (i) in case any action or p
tense is interposed as set forth in (a)
edge shall come to an insured hereu
or interest which is adverse to the tit
as insured, and which might cause
the Company may be liable by virtu
title to the estate or interest, as i
marketable. I! such prompt notice
Company, then as to such insured al
shall cease and terminate in regard
(or which such prompt notice is req
that fa ilrire to notify shall in no case
such insured under this policy unle
prejudiced by such failure and the
such prejudice.
(c) The Company shall have the
institute and without undue delay
proceeding or to do any other aft wh
necessary or desirable to establish t
interest ~as insured. and the Compai
priate action under the terms of chi
it shall be liable thereunder, and st
liability or waive any provision of th
(d) Whenever the Company shall
or interposeA a defense as required
visions of this policy, the Company
litigation to final determination by a
diction and expressly reserves the ri(
to appeal from any adverse judgmen
(e) In all cases where this polic!
Company to prosecute or provide for
or proceeding, the insured hereum
Company the right to so prosecute o'
action or proceeding, and all appeale
Company to use, a[ its option, the r
such purpose. Whenever requested
insured shall give the Company all re
action or proceeding, in effecting set[1
obtaining witnesses, or prosecuting i
or proceeding, and the Company shat
for any expense so incurred.
of such rights appears
med or agreed to by the
~[ known to [he insured
>[ insured 6y this policy
insured claimant became
tching or created subse-
ined if the insured claim-
e Company promptly in
ceeding is begun or de-
above, (ii) in case knowl-
der of any claim of title
e to the estate or interest,
ss or damage for which
of this policy, or (iii) if
sured, is rejected as um
hall not be Riven to the
liability of the Company
to the matter dr matters
:e the rights o(any
Company shall 6e
to the extent of
right at its own cost to
rosecule any action or
ch in its opinion may he
ie title to the estate or
y may take any appro-
policy, whether or not
rll not thereby concede
s policy.
have brought any action
~r permitted by the pro-
may pursue any such
~.ourt of competent juris-
it, in its sole discretion,
or order.
permits or requires the
he defense of any action
er shall secure to the
provide defense in such
therein, and permit the
tine of such insured for
by the Company, such
isonable aid in any such
ment, securing evidence,
r defending such action
reimburse such insured
4. NOTICE OF LOSS -LIMITATION Oq ACTION
In addition to the notices requin
of these Conditions and Stipulations,
of any loss or damage (or which it
is liable under this policy shall be fu
within 90 days after such loss or dan
termined and no right of action sha
claimant until 30 days after such st:
furnished. Failure to furnish such star
shall terminate any liability of the Co
es to such loss or damage.
i under paragraph 3(h)
a statement in writing
claimed the Company
nished to [he Company
age shall have been de-
l accrue to an insured
:emetic shall have been
ment of loss or damage
apany under this policy
Continued on Front of Back Cover
.r