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* * ALTA OWNERS POLICY OF TITLE INSURANCE
<br /> 4( (6'It* Policy No.:0Y44008873.27950919
<br /> This policy,when issued by the Company with a Policy Number and the Date of Policy,is valid even it this policy or any endorsement to this policy is issued
<br /> "Orelectronically or lacks any signature
<br /> * * * Any notice of claim and any other notice or statement in writing required to be given to the Company under this policy must be given to the Company at the
<br /> address shown in Condition 17.
<br /> COVERED RISKS
<br /> SUBJECT TO THE EXCLUSIONS FROM COVERAGE,THE EXCEPTIONS FROM COVERAGE CONTAINED IN SCHEDULE B AND THE CONDITIONS,OLD REPUBLIC NATIONAL TITLE
<br /> INSURANCE COMPANY,a Florida corporation(the'Company"),insures,as of the Date of Policy and,to the extent stated in Covered Risks 9 and 10,after the Date of Policy,against loss or
<br /> damage,not exceeding the Amount of Insurance,sustained or incurred by the Insured by reason of
<br /> 1.The Title being vested other than as stated in Schedule A.
<br /> 2.Any defect in or lien or encumbrance on the Title,Covered Risk 2 includes,but is not limited to,insurance against loss from
<br /> (a)a defect in the Title caused by
<br /> (i) forgery,fraud,undue influence,duress,incompetency,incapacity,or impersonation;
<br /> pp the failure of a person or Entity to have authonzed a transfer or conveyance,
<br /> (w) a document affecting the Title not properly authorized,created,executed,witnessed,sealed,acknowledged,notarized,(including by remote online notarization),or
<br /> delivered,
<br /> (is) a failure to perform those acts necessary to create a document by electronic means authonzed by law,
<br /> (v) a document executed under a falsified,expired,or otherwise invalid power of attorney,
<br /> (vi) a document not properly fled,recorded,or indexed in the Public Records,including the failure to have performed those acts by electronic means authorized by law,
<br /> (vi) a defective judicial or administrative proceeding;or
<br /> (vin) the repudiation of an electronic signature by a person that executed a document because the electronic signature on the document was not valid under applicable
<br /> electronic transactions law.
<br /> (b)the lien of real estate taxes or assessments imposed on the Title by a governmental authonty due or payable,but unpaid
<br /> (c)the effect on the Title of an encumbrance,violation,venation,adverse circumstance,boundary line overlap,or encroachment(Including an encroachment of an improvement
<br /> across the boundary lines of the Land),but only if the encumbrance,violation,venation,adverse circumstance,boundary line overlap,or encroachment would have been
<br /> disclosed by an accurate and complete land title survey of the Land
<br /> 3.Unmarketable Title.
<br /> 4.No right of access to and from the Land.
<br /> 5.A violation or enforcement of a law,ordinance,permit,or governmental regulation(including those relating to building and zoning),but only to the extent of the violation or enforcement
<br /> descnbed by the enforcing governmental authority in an Enforcement Notice that identifies a restriction,regulation,or prohibition relating to
<br /> (a)the occupancy,use or enjoyment of the Land,
<br /> (b)the character,dimensions,or location of an improvement on the Land,
<br /> (c)the subdivision of the Land,or
<br /> (d)environmental remediation or protection on the Land
<br /> 6.An enforcement of a governmental forfeiture,police regulatory or national secunty power,but only to the extent of the enforcement descnbed by the enforcing governmental authority in
<br /> an Enforcement Notice.
<br /> 7.An exercise of the power of eminent domain,but only to the extent
<br /> (a)of the exercise descnbed in an Enforcement Notice,or
<br /> (b)the taking occurred and is binding on a purchaser for value without Knowledge.
<br /> 8.An enforcement of a PACA-PSA Trust,but only to the extent of the enforcement descnbed in an Enforcement Notice
<br /> 9.The Title being vested other than as stated in Schedule A,the Title being defective,or the effect of a court order providing an alternative remedy
<br /> (a)resulting from avoidance,in whole or in part of any transfer of all or any part of the Title to the Land or any interest in the Land occumng pnor to the transaction vesting the Title
<br /> because that poor transfer constituted a•
<br /> (i)fraudulent conveyance,fraudulent transfer,or preferential transfer under federal bankruptcy,state insolvency,or similar state or federal creditors'rights law,or
<br /> pq voidable transfer under the Uniform Voidable Transactions Act,or
<br /> (b)because the instrument vesting the Title constitutes a preferential transfer under federal bankruptcy,state insolvency,or similar state or federal creditors'rights law by reason of
<br /> the failure
<br /> (i)to timely record the instrument vesting the Title in the Public Records after execution and delivery of the instrument to the Insured,or
<br /> pQ of the recording of the instrument vesting the Title in the Public Records to impart notice of its existence to a purchaser for value or to a judgment or lien creditor.
<br /> 10.Any defect in or lien or encumbrance on the Title or other matter included in Covered Risks 1 through 9 that has been created or attached or has been filed or recorded in the Public
<br /> Records subsequent to the Date of Policy and prior to the recording of the deed or other instrument vesting the Title in the Public Records.
<br /> DEFENSE OF COVERED CLAIMS
<br /> The Company will also pay the costs,attorneys'fees,and expenses incurred in defense of any matter insured against by this policy but only to the extent provided in the Conditions.
<br /> Issued by. ,,,M E t t t,, ID IMPUNua NATIONAL tint MYIYNCE COMPANY
<br /> Land Title Guarantee Company ♦• �,1IT(f °• A$'�"
<br /> • / 1408 NaM AMAMI" M,Su*WO,Tap.Rmk13A07
<br /> 3033 East First Avenue Suite 600 `p * * 14, • iera3714111 ""'"' AME RICAN
<br /> Denver,Colorado 80206 ••A. 4
<br /> 303-321-1880 * ** P,.me.n LAND TITLE
<br /> ION
<br /> # t ASSOCIATION
<br /> eD
<br /> •d,�d* * * Meet+�'
<br /> Craig B.Rants,Senior Vice President •0.0 �•,
<br /> ;,A�
<br /> Copyright 2021 American Land Title Association.All nghts reserved.-The use of this form(or any denvabve thereof)is restncted to ALTA licensees and ALTA members in good standing as of
<br /> the date of use.All other uses are prohibited.Repnnted under license from the American Land Title Association
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