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GRANT OF GENERAL AUTHORITY <br /> I grant my agent and any successor agent general authority to act for me with respect to the following <br /> subjects as defined in the "Uniform Power of Attorney Act", part 7 of Article 14 of Title 15, Colorado <br /> Revised Statutes: <br /> (INITIAL each subject you want to include in the agent's general authority. If you wish to grant general <br /> authority over all of the subjects you may initial"All preceding subjects" instead of initialing each subject.) <br /> Real property Stocks and bonds <br /> Tangible personal property Commodities and options <br /> Banks and other financial institutions Insurance and annuities <br /> Operation of entity or business Claims and litigation <br /> Personal and family maintenance Retirement plans <br /> Estates,trusts,and other beneficial interests Taxes <br /> Benefits from governmental programs or civil _ All preceding subjects <br /> or military service <br /> GRANT OF SPECIFIC AUTHORITY(OPTIONAL) <br /> My agent MAY NOT do any of the following specific acts for me UNLESS I have INITIALED the <br /> specific authority listed below: <br /> (CAUTION: Granting any of the following will give your agent the authority to take actions that could <br /> significantly reduce your property or change how your property is distributed at your death. INITIAL <br /> ONLY the specific authority you want to give your agent.) <br /> Create, amend,revoke,or terminate an inter vivos trust <br /> Make a gift, subject to the limitations of the '`Uniform Power of Attorney Act" set forth in <br /> Section 15-14-740, Colorado Revised Statutes, and any special instructions in this power of <br /> attorney <br /> Create or change rights of survivorship <br /> Create or change a beneficiary designation <br /> Authorize another person to exercise the authority granted under this power of attorney <br /> Waive the principal's right to be a beneficiary of a joint and survivor annuity. including a <br /> survivor benefit under a retirement plan <br /> Exercise fiduciary powers that the principal has authority to delegate. including powers to <br /> participate in the designation or changing of a fiduciary and powers to participate in the <br /> direction of a fiduciary in the exercise of the fiduciary's powers <br /> Disclaim, refuse,or release an interest in property or a power of appointment <br /> Exercise a power of appointment other than:(1)The exercise of a general power of appointment <br /> for the benefit of the principal which may, if the subject of estates. trusts, and other beneficial <br /> interests is authorized above, be exercised as provided under the subject of estates, trusts. and <br /> other beneficial interests: or(2)the exercise of a general power of appointment for the benefit <br /> of persons other than the principal which may. if the making of a gift is specifically authorized <br />