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Independent Bank is now <br /> 'M INDEPENDENT <br /> FINANCIAL <br /> September 25,2020 <br /> To Our Valued Banking Customer, <br /> Today, we are obligatedto inform you we have updated our Terms and Conditions and enclosed a copy with this <br /> correspondence for your reference. <br /> Please note,these terms apply to all your deposit accounts with Independent Bank,and only minor changeswere <br /> made. <br /> No other changes are being made to your accounts. If you have any questions or concerns, you may contact our <br /> Customer Care team at 800.460.6634 for further assistance. <br /> We appreciate your business and look forwardto raising standards together. <br /> Regards, <br /> Independent Bank,doing business as Independent Financial <br /> [Enclosure: 2020 Independent Bank Terms and Conditions] <br /> 7777 Henneman Way <br /> McKinney, Texas 75070 <br /> 972.562.9004 1 ifinancial.com Member FDIC'Q Equal Housing Lender <br />