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CERTIFICATE OF DEPOSIT <br /> DEPOSITOR <br /> Gary Boyce <br /> D/B/A Rancho RosadoAa? \ <br /> ASSIGNED TO ST. OF CO / MLRB r <br /> he 'irst Yationai punk <br /> • ADDRESS 111 tU11109U <br /> Post Office Box 1139,Alamosa,Colorado 81101 <br /> 17425 Co. Rd. 66T (719)589-6611 <br /> BANK" <br /> Mgffat, CO 81143 <br /> Account Number Maturer of ©peeing OAS 1$Deposit CIF# Office/Officer <br /> • Signatures Rqd. Date Amount <br /> 7899 1 04/22/94 $25,000.00 0001 / JR <br /> Account Name Maturity Date Interest Rate Ap_p_ual Percentage Yield <br /> 12 MONTH CD OVER 25,000 04/22/95 3.6250% Fixed 3.69% <br /> Depositor (whether one or more persons or entities) has deposited with Bank the amount shown above and has agreed to <br /> maintain these funds on deposit with Bank until the stated Maturity Date. The Bank agrees to repay the amount deposited on the <br /> stated maturity date and to pay interest at the disclosed rate and on the date(s)provided below. <br /> A. Renewal. <br /> ❑ Present this certificate promptly at maturity for payment. It is not automatically renewable. <br /> K] Upon the Maturity Date, and upon each successive maturity date, this certificate will be automatically renewed for a like <br /> term, at the interest rate then offered for new certificates that have the same term, minimum balance (if any),and other <br /> features as this original certificate, unless within 10 days after the Maturity Date Bank receives written instructions <br /> from Depositor to the contrary, or unless the funds are withdrawn on the Maturity Date. Bank reserves the right not to <br /> renew this Certificate on any Maturity Date; in that event,Bank will mail notice of its nonrenewal election to Depositor, at <br /> the address shown above,not less than 30 days before the Maturity Date. <br /> B. Interest. <br /> ❑ Interest will not be compounded and will be paid by• <br /> • <br /> ❑ Interest earned on this certificate will be compounded and paid <br /> by: <br /> • C] Interest earned on this certificate will be paid monthly by: Check To Depositor <br /> C. Penalty for Early Withdrawal/Redemption. Depositor may not withdraw funds from or redeem this certificate prior to the <br /> initial or subsequent maturity dates without the written authorization of the Bank. There will be a substantial interest <br /> penalty charged against any early withdrawal or redemption. This penalty will be waived if Depositor dies or is declared <br /> incompetent. The penalty will be calculated using the interest rate being paid on the certificate at the time the <br /> withdrawal/redemption is made. This penalty may invade principal. The amount of the penalty for this account is <br /> • x❑ 30 days'interest ❑ flat fee of$ ❑ % of the amount withdrawn <br /> ❑ all the interest you would have earned at maturity. <br /> D. If the Interest Rate disclosed above is VARIABLE,the Bank reserves the right to change this rate <br /> If the Interest Rate disclosed above is STEPPED, see the Truth in Savings Disclosure (or other account information) for <br /> applicable rates. <br /> E. This Certificate is assignable only when entered on the books of and acknowledged in writing by the Bank,and is subject to <br /> Federal laws,rules and regulations governing time deposits, and to the Bank's time deposit rules and regulations. This <br /> certificate is nontransferable except on the books of the Bank. <br /> F. <br /> Otigiizaf <br /> &vat. <br /> PFUN201 0 FormAtion Technologies,Inc.(8/16/93) (800)937-3799 Authoron ed Signature <br />