2016-10-07_REVISION - C1981025

• Permit No: C1981025
• IBM Index Class Name: Revision
• Doc Date: 10/7/2016
• Doc Name: Certificate of Insurance
• From: J. E. Stover & Associates, Inc.
• To: DRMS
• Permit Index Doc Type: Insurance
• Email Name: CCW
• Email Name: JRS
• Media Type: D
• Archive: No

COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
GENERAL LIABILITY ELITE EXTENSION
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE FORM
The COMMERCIAL GENERAL LIABILITY COVERAGE FORM is amended to include the following clarifications and
extensions of coverage. The provisions of the Coverage Form apply unless modified by endorsement.
A. EXPECTED OR INTENDED INJURY The aggregate limit listed above is the most we will
Section I — Coverage A, Exclusion a. is amended pay for all damages because of "property damage"
as follows: to property in the care custody and control of or
property loaned to an insured during the policy
a. "Bodily injury" or "property damage" expected period.
or intended from the standpoint of an insured. Any payment we make for damages because of
This exclusion does not apply to "bodily injury"
or "property damage" resulting from the use of
or damage" to property in the care, custody
reasonable force to protect persons or property. and control of or property loaned to an insured will
B. NON -OWNED WATERCRAFT apply against the General Aggregate Limit shown in
the declarations.
Section I — Coverage A, Exclusion g.(2) is
amended as follows:
(2) A watercraft you do not own that is:
(a) Less than 60 feet long; and
(b) Not being used to carry person(s) or
property for a charge;
C. EXTENDED PROPERTY DAMAGE COVERAGE
Section I — Coverage A, Exclusions j.(3) and (4) is
amended to add the following:
Paragraphs (3) and (4) of this exclusion do not
apply to tools or equipment loaned to you, provided
they are not being used to perform operations at
the time of loss.
SCHEDULE
Limits Of Insurance Deductible
$5,000 Each Occurrence $250 Per Claim
$10,000 Annual Aggregate
a. The each occurrence limit listed above is the
most we will pay for all damages because of
"property damage" to property in the care,
custody and control of or property loaned to an
insured as the result of any one "occurrence",
regardless of the number of:
(1) insureds:
(2) claims made or "suits" brought;
(3) persons or organizations making claims or
bringing "suits".
b. Our obligation to pay damages on your behalf
applies only to the amount of damages in
excess of the deductible amount listed above.
We may pay any part or all of the deductible
amount listed above. We may pay any part or
all of the deductible amount to effect settlement
of any claim or "suit" and upon notification by
us, you will promptly reimburse us for that part
of the deductible we paid.
c. If two or more coverages apply under one
"occurrence", only the highest per claim
deductible applicable to these coverages will
apply.
d. Insurance provided by this provision is excess
over any other insurance, whether primary,
excess, contingent or any other basis. Since
insurance provided by this endorsement is
excess, we will have no duty to defend any
claim or "suit" to which insurance provided by
this endorsement applies if any other insurer
has a duty to defend such a claim or "suit". If
no other insurer defends, we will undertake to
do so, but we will be entitled to the insured's
rights against all those other insurers.
D. PROPERTY DAMAGE — ELEVATORS
Section I — Coverage A.2. Exclusions paragraphs
j.(3), j.(4), j.(6) and k. do not apply to use of
elevators. This insurance afforded by this provision
is excess over any valid and collectible property
insurance (including any deductible) available to
the insured and Section IV — Commercial General
Liability Conditions paragraph 4. Other
Insurance is changed accordingly.
CG7578(5-15) Includes copyrighted material of ISO Properties, Inc. with its permission. Page 1 of 6