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Will the current products change? <br /> We are working to ensure miniinal changes to <br /> products and services. A comprehensive welcome <br /> package of materials will be provided to all " <br /> customers prior to the system and client conversion <br /> the weekend of November 4, 2016. The welcome <br /> package will provide specific information with <br /> regards to your individual accounts. ' <br /> Can I make a deposit and conduct my banking <br /> transactions at a Guaranty Bank and Trust <br /> location? <br /> Our system and client conversion will be <br /> completed on November 7, 2016. Until that time, <br /> please continue to visit your local Home State <br /> branch location. <br /> 1 <br /> i- <br /> Are my deposits still FDIC-insured? <br /> If you have accounts at both Home State Bank <br /> and Guaranty Bank and Trust, your accounts will <br /> be separately insured through the FDIC until <br /> March 8, 2017 (6-month grace period from the <br /> September 8, 2016 original merger date). For <br /> Certificates of Deposit, FDIC insurance will <br /> continue until the maturity date, even if the • • <br /> maturity date comes after the grace period. If your . • • • • <br /> CD matures during the grace period and you roll _ • _ • <br /> it over for the same term and dollar amount, it <br /> will be insured separately until the new maturity • <br /> date. If after the grace period your deposits are • <br /> greater than $250,000, one of our bankers will , <br /> be pleased to meet with you and discuss how you • <br /> can maximize your FDIC insurance coverage. <br /> • • CIC • 11 <br /> • 1 • 11 <br /> To learn more, i,isit GuararttyBaukCO.eoui or call <br /> 970.454.4220 1 303.293.5500 1 877.609.5500. <br /> GUARANTY BANK <br /> GGUARANTY BANK MEMBER AND TRUST COMPANY" <br /> AND TRUST COMPANY" FDIC Member FDIC <br />