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Case 16-42529 Doc 53 Filed 04/13/16 Entered 04/13/16 12:50:57 Main Document <br />Pg9of31 <br />18. The Debtors' Non -Wyoming Operations. In contrast to the Debtors' <br />operations in Wyoming, the Debtors satisfy their Workers' Compensation Program obligations in <br />the remaining states in which the Debtors operate through a matching high -deductible insurance <br />policy and an excess policy (the "Workers' Compensation Insurance Policy") maintained with <br />Ace, under which Debtors are essentially self-insured up to a per accident deductible limit of $5 <br />million and possess excess coverage of $1 million per accident and in the aggregate in excess of <br />the deductible. 13 The Workers' Compensation Insurance Policy provides coverage for liability <br />under, inter alia, the Jones Act, Longshore and Harbor Workers' Compensation Act and Federal <br />Employers' Liability Act. <br />19. The Debtors make installment payments (over a seven-month period) to <br />Ace for the Workers' Compensation Insurance Policy, which payments account for premiums <br />and certain surcharges and assessments and which, on an annual basis, total approximately <br />$825,000 (the "Workers' Compensation Insurance Premiums"). As of the Petition Date, the <br />Debtors estimate that they owe approximately $210,000 in Workers' Compensation Insurance <br />Premiums over the remaining term of the Workers' Compensation Insurance Policy. Based on <br />actuarial analysis, the Debtors estimate that they make approximately $7.0 million in annual <br />payments in connection with the Workers' Compensation Insurance Policy (the "Insured State <br />Claims") in addition to the Workers' Compensation Insurance Premiums. <br />13 The Debtors operate in the following states (or districts) that are covered by the Workers' Compensation <br />Insurance Policy: (a) Arizona; (b) Colorado; (c) Illinois; (d) Indiana; (e) New Mexico; (f) Missouri; <br />(g) Washington, D.C. and (h) West Virginia. The following governmental entities oversee their respective <br />state's (or district's) workers' compensation program: (a) the Industrial Commission of Arizona; (b) the <br />Colorado Department of Labor and Employment; (c) the Illinois Workers' Compensation Commission; (d) <br />the Worker's Compensation Board of Indiana; (e) the New Mexico Workers' Compensation Administration; <br />(f) the Division of Workers' Compensation, Missouri Department of Labor; (g) the Office of Workers' <br />Compensation, DC Department of Employment Services and (h) the West Virginia Office of the Insurance <br />Commissioner (collectively, the "Insured State Workers' Compensation Departments"). <br />in <br />