2016-04-25_GENERAL DOCUMENTS - C1982056 (8)

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Case 16-42529 Doc 53 Piled 04/13116 Entered 04/13%16 12:50:57 Main Document Pg 21 of 31 reorganization. The Debtors believe that any amounts that they will pay in respect of these prepetition obligations would be small relative to the size of the Debtors' estates and the critical benefits provided by the Insurance Policies and the Workers' Compensation Program. As noted above, interruption of the Debtors' insurance coverage could, among other things, expose the Debtors to direct liability for significant claims that otherwise would be covered by insurance, thus potentially diminishing substantially the value of the Debtors' estates. For the Debtors to pay what would be relatively small prepetition obligations to avoid such an occurrence is in the best interests of the Debtors and their estates. Thus, continuation of the Insurance Policies and the Workers' Compensation Program and the payment of these prepetition obligations falls within the sound business judgment of the Debtors and will benefit, rather than prejudice, the Debtors' creditors by preserving the value of the Debtors' estates. The Debtors submit that the relief requested herein is appropriate under the doctrine of necessity and section 105(a) of the Bankruptcy Code. 41. Courts in this and other districts have routinely granted relief similar to that requested herein, including the payment of prepetition amounts that may be due with respect to a debtor's insurance and workers' compensation coverage, including financed premiums. See, e.g_, In re Noranda Aluminum, Inc., No. 16-10083 (Bankr. E.D. Mo. Feb. 11, 2016) (Docket No. 107) (order authorizing continuation and renewal of insurance program, including payment of certain prepetition amounts); In re Arch Coal, Inc., No. 16-40120 (Bankr. E.D. Mo. Jan. 13, 2016 and Jan. 14, 2016) (Docket Nos. 54 and 85) (orders authorizing continuation and renewal of workers' compensation and insurance programs, including payment of certain prepetition amounts); In re Bakers Footwear Grp. Inc., No. 12-49658 (Bankr. E.D. Mo Oct. 9, 2012 and Oct. 10, 2012) (Docket Nos. 76 and 82) (same); accord In re Alpha Natural -21-